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CenterCard® Spend Management Services Terms and Conditions

Last Updated Date:  02/21/2020

Thank you for your interest in CenterCard.  These CenterCard Spend Management Services Terms and Conditions (“Terms and Conditions”) apply to your use of the Services provided by Center ID Corp. (“Center”, “we” or “our”).  By submitting an Application or by using the Services, you agree to be bound by the Agreement (defined below), which includes these Terms and Conditions. We may update these Terms and Conditions without prior written notice at any time and in our sole discretion by posting an updated version on our Site (defined below). Any updates or changes to these Terms and Conditions will be in effect as of the “Last Updated Date” referenced in these Terms and Conditions. Your continued use of the Site, Card(s) or Services after the “Last Updated Date” will constitute your acceptance of and agreement to such updates. If you do not agree to the Agreement or these Terms and Conditions, or if you do not agree to any updates to these Terms and Conditions, do not use the App, Card(s) or Services.

You acknowledge and agree that the Card will not be treated as a consumer card under the provisions of state and federal law.  The Issuer will assume that all Card Transactions will be for business purposes.

THESE TERMS AND CONDITIONS REQUIRE THE USE OF ARBITRATION TO RESOLVE DISPUTES, RATHER THAN JURY TRIALS.

1. Definitions.  As used herein:

    1. ACH Authorization” has the meaning set forth in Section 3.2.
    2. Active User” means a named account in the CenterCard system.
    3. Administrator” means an employee of Company, such as a cost center manager or finance manager, designated by Company to be responsible for tracking usage of the Cards and Company’s participation in the Program.
    4. Affiliate" means an entity or entities directly or indirectly controlling, controlled by, or under common control with a party to these Terms and Conditions and "control" means the possession, directly or indirectly, of the power to direct or cause the direction of the management and policies of a controlled entity, whether through the ownership of voting securities, by contract or otherwise.
    5. Agreement” means, collectively, the Order Form (or other application for a Card), these Terms and Conditions, the Terms of Use, the Card Account Agreement and our Privacy Policy, as each may be updated or amended from time to time.
    6. App” means the CenterCard mobile and/or web applications.
    7. Application” means the CenterCard MasterCard® Corporate Card and Account Program Application.
    8. Card” means a debit or credit payment access device issued to Company that is branded with a Center trademark, as provided in Center’s sole discretion.  Card transactions may use a credit line assigned to the Company (“Credit Card”) or draw from a prefunded account held at Issuer (“Prefunded Card”) or other method arranged between you and the Issuer.
    9. Card Transaction” means a transaction made using a Card.
    10. Cardholder” or “User” means any employees, Administrators, Company Affiliates, contractors, agents or other individuals authorized by Company to use the Services or Cards on Company’s behalf pursuant to the Program and the Agreement.
    11. Card Account Agreement” means the Comdata MasterCard Corporate Card Account Agreement between the Issuer and the Company, as updated or amended by Issuer from time to time.
    12. Center Information" means all proprietary information of Center used in the provision or receipt of the Services or Program, including Software, documents, drawings, data, code, and System created, or otherwise owned, by Center or licensed by Center from third parties related to the Services, Software, Documentation, System, or Program and all modifications thereof, and all intellectual property rights therein.
    13. Company”, “you” or “your” means the entity that submitted an executed Application and has been approved for use of the Services. 
    14. "Company Data” means, other than Resultant Data, information, data and other content, in any form or medium, that is collected, downloaded or otherwise received, directly or indirectly from Company, a Company Affiliate or any User by or through the Program or related services or that incorporates or is derived from the processing of such information, data or content by or through the Program or related services.
    15. Company Information" means all confidential or proprietary information and data provided to Center by Company or any User.
    16. "Confidential Information" means any non-public information of a party, which a party designates in writing as being confidential when it is disclosed, or which, given the nature of the information or circumstances in which it is provided, should be treated as confidential. Confidential Information of a party includes but is not limited to, business plans, business methods, financial information, products, services, data, specifications, documentation, inventions, processes, trade secrets, know-how, customers, designs, drawings, computer code, algorithms, formulas, passwords and the terms of the Agreement. Confidential Information does not include information which: (a) was rightfully in the possession of the receiving party prior to receiving it from the disclosing party; (b) is independently developed by the receiving party without use of or reliance upon the Confidential Information of the disclosing party; (c) was in the public domain at or subsequent to the time of disclosure (through no breach of the receiving party); or (d) is obtained in good faith from a third party not under any obligation of confidentiality.
    17. "Documentation" means any Program materials that Center makes generally available to its customers, either online or in electronic or hard copy format.
    18. Effective Date” has the meaning set forth in Section 9.1.
    19. Fees” has the meaning set forth in Section 4.4.
    20. Issuer” and “Issuing Bank” means the financial institution that issues the Cards. For purposes of these Terms and Conditions, Issuer also refers to Comdata Inc.
    21. License” has the meaning set forth in Section 2.4.
    22. Linked Account” means an external Company bank account which is connected to the Master Funding Account for payment of Card Transactions, Cardholder Fees and other fees due to Issuer or Center.
    23. Master Funding Account” means the business-purpose deposit account at the Card issuing bank which is funded by Company using ACH or other means, including automated transfers initiated or otherwise requested through the CenterCard System. For the avoidance of doubt, the Master Funding Account also means the account funded by Company pursuant to its agreement with the Issuer for purposes of paying for Card Transactions.
    24. Order Form” means a CenterCard quote or sales order that defines the pricing and features included in this Agreement, which Order Form is incorporated into this Agreement by this reference.
    25. Password(s)" means the confidential passwords or other means that allows User(s) to access and use the Software.
    26. Privacy Policy” means the Center Privacy Policy posted to the Site, as such policy may be updated or amended from time to time.
    27. Program” means the Services, and the Cards, Software and System used to provide such Services.
    28. "Resultant Data” means information, data and other content that is derived by or through the Program, Services or from processing Company Data and is sufficiently different from such Company Data that such Company Data cannot be reverse engineered or otherwise identified from the inspection, analysis or further processing of such information, data or content.
    29. Services” means the CenterCard spend management and corporate Card services described in the Agreement and all other services provided by Center to Company and its Users pursuant to the Program and the Agreement.
    30. Services Fee Schedule” means, as applicable, Center’s then current fee schedule applicable to the Services or the fee schedule executed by the parties.
    31. Site” means the website maintained by Center at getcenter.com, or other URL designated by Center from time to time.
    32. "Software" means the CenterCard mobile application(s), the cloud software, and the web-based software that support the provision of expense visibility and controls and related services, and any Updates provided pursuant to the Agreement.
    33. System” means the Software, the computer system platform on which the Center cloud software and dashboard application are hosted, and all related products and devices for CenterCard.
    34. Term” has the meaning set forth in Section 9.1.
    35. Terms of Use” means the CenterCard Spend Management Services Terms of Use applicable to all Users, as such terms may be updated or amended from time to time.
    36. Updates" means any modifications, updates, enhancements, corrections or new versions of the Software and Documentation that Center generally provides to its customers free of charge.
  1.  

2. The Services.

2.1 Services.  We have developed an innovative corporate card known as CenterCard™ MasterCard® Corporate Card (“CenterCard”) and related services that help organizations fully automate the management of their spending. Through the Services, we provide a corporate card bundled with our proprietary Center Expense software that provides real-time visibility and controls from point of sale to general ledger.

2.2 Application and Card Issuance; Compliance with Your Obligations.  You will need to complete and submit an Application and be approved for participation in the Program. Your use of the Services and participation in the Program is conditioned on your compliance with your obligations under this Agreement.

2.3 Software and System.  Subject to and conditioned on your and your Users’ compliance with the terms and conditions of the Agreement, during the Term, we shall use commercially reasonable efforts to provide the Services to you and your Users in accordance with the terms and conditions of the Agreement. We reserve the right, in our sole discretion, to make any changes, amendments, modifications or Updates to the Services, or any portion thereof, that we deem necessary or useful to:

  1. maintain or enhance the:
    1. quality or delivery of the Services,
    2. competitive strength of or market for the Services,
    3. cost efficiency or performance of the Services, or
    4. update or otherwise modify the Services; or
  2. comply with applicable law. 

Certain Services may be subject to additional terms and conditions specified by us from time to time.  Your use of such Services is subject to your agreement to those additional terms and conditions, which, upon your acceptance or use of such Services, will be thereby incorporated into the Agreement by this reference.

4. License Grant. Subject to the terms and conditions of the Agreement, we hereby grant to you to a limited, non-exclusive, non-transferable, non-sublicensable, right and license to access and use (including without limitation via remote access) the Services, Software, System, and Documentation, solely in connection with the Program, and solely by Users (“License”). The License will commence on the earlier of (a) the Effective Date of the Agreement or (b) when you or your Users are granted access to the Services, and will continue until terminated in accordance with Section 9 (Term; Termination).  

5. Services Support. We provide support services for the Services. Contact information and support hours are available on our Site at support.getcenter.com. We may provide training classes for the Services from time to time in our discretion.  When Cards are distributed to Users, it will include a copy of the Card Account Agreement and any other materials that we specify.

6. Customization. Nothing herein obligates us to make any customization to the Services for you. Any such customization services shall be mutually agreed by the parties under a separate written agreement.

2. Your Use of the Services and Participation in the Program.
    1. Linked Accounts.  Before using the Services, you must link one or more external bank accounts to your Master Funding Account using the CenterCard administrative web site accessed through our Site, or by supplying your bank information to Issuer.  Unless you have agreed with the Issuer otherwise, Linked accounts will be used to pay all amounts that are due to the Issuer pursuant to the Card Account Agreement, including all Card Transactions and all Cardholder Fees that are due under the Agreement. See Section 4 for more details. You are responsible for resolving all disputes with Users regarding amounts credited or debited to any Card account.

We reserve the right to accept or reject any request to load funds to the Master Funding Account.  Loads are subject to appropriate anti-fraud verification.  Prior to crediting loads to the Master Funding Account and making funds available to any Cardholder, certain delays may be required to assure funds are available for such loads.

2. Company’s ACH Authorization.  You hereby provide Center and Issuer, as applicable, with your authorization, as further described in this Section 3.2, to automatically debit your Linked Accounts and the Master Funding Account, as applicable, for all Card Transactions, all Cardholder Fees due pursuant to the Agreement, and any amounts due to Issuer pursuant to the Card Account Agreement (each an “ACH Authorization”).

2.1 ACH Authorization to Debit Your Linked Accounts. You authorize us to move funds to your Master Funding Account by debiting funds from your account(s) linked in the CenterCard administrative web site.  Funds will be moved using the Automated Clearinghouse (ACH) network governed by the rules established by the National Automated Clearinghouse Association (NACHA) or other method that we may request in our sole discretion. These debits are bound by NACHA rules for business-related ACH debits and you agree to be bound by the NACHA rules. You authorize us to make correcting debits and credits and will cooperate with us to recover and return any amounts erroneously loaded to the Master Funding Account or any subaccount.

2.2 Manner and Timing of Debits. For Credit Cards, Issuer will automatically debit the Linked Account on the due date of each statement for the amount due on that statement.  Additional funds transfers may be manually initiated by you, by us, by Issuer, or automatically triggered based on logic designed to maintain funds adequate to meet forecasted Card Transactions and Fees. You agree to cooperate with us to establish appropriate funding levels and agree to maintain adequate funds in linked accounts to support the expected ACH debits.  If we cannot collect Fees due via ACH, you agree to immediately pay all amounts owed using a payment method acceptable to us.

2.3 Withdrawing Your ACH Authorization or Changing Linked Accounts. To withdraw the ACH Authorization from a linked account, you must add a second linked account in the CenterCard administrative web site, and then delete the first linked account; or you my notify us in writing of the new account information. Any linked accounts set up in the CenterCard administrative web site are subject to the ACH Authorization you provide to us. You acknowledge and agree that you are required to maintain the Master Funding Account and an ACH Authorization for debiting Fees from the Master Funding Account throughout the Term.

3. Equipment and System; Implementation and Testing; and Company Data and Company Information. To be eligible to use the Services, you agree you must continue to satisfy your obligations under this section, which obligations include:

  • obtaining and maintaining at your expense all necessary hardware, software, Internet connections and other items necessary for you to access and use the Services and Program;
  • installing the Software, including set-up, configuration and all interfaces and interaction with any third-party software;
  • providing the ACH Authorization(s) and other approvals as required to link the Master Funding Account at the Issuing Bank with your external funding account(s);
  • performing test transactions; and
  • collecting, inputting and updating all Company Data and Company Information related to Company's use of the Services and Program and backup of all Company Data and Company Information related to your use of the Services and Program.

We reserve the right in our sole discretion to charge you an implementation fee, which you will pay in accordance with Section 4.

4. Restrictions on Use of Services and Cards. You agree to use the Services solely for your own internal business purposes. You and you Users shall not, directly or indirectly: (a) sell, lease, sublicense or otherwise transfer the Services, Center Information, Software, Documentation or System and related services; (b) alter or permit a third party to alter any part of the Services, Center Information, Software, Documentation or System; (c) use or permit the use of the Services, Center Information, Software, Documentation, or System to provide services to third parties; (d) copy, modify or make derivative works based on the Services, Center Information, Software, Documentation, System or the Site; (e) disassemble, decompile, reverse engineer or otherwise attempt to derive source code or other trade secrets from the Services, Center Information, Software, Documentation, System or the Site; (f) frame or mirror any of the Site pages or other content which is accessed as, or forms part of, the Services, Software or System; (g) use the Services or Program to knowingly transmit material containing software viruses or other harmful or deleterious computer code, files, scripts, agents, or programs; (h) knowingly interfere with or disrupt the integrity or performance of the Services or Program or the data contained therein; or (i) attempt to gain unauthorized access to the Services or Program.
You agree that you and your Users will: (i) use the Cards as a corporate card solely for commercial business purposes; (ii) not use the Card for personal, family or household purposes; (iii) not use the Card at gambling websites or to purchase illegal goods or services; (iv) promptly notify us and Issuer (in accordance with the Card Account Agreement) of any loss or theft of the Card; (v) promptly notify us and Issuer (in accordance with the Card Account Agreement) of the loss, theft, or unauthorized disclosure of the PIN or password used to access the Master Funding Account or Card accounts; (vi) not use the Card for payroll expenses; and (vii) use the Card only as permitted by the Agreement and the Card Account Agreement. The Card may not be accepted by certain merchants whose goods or services are not legal for minors. The Issuer may refuse to process any Card Transaction that it believes violates the terms of the Card Account Agreement or the Agreement. We or the Issuer may suspend the Master Funding Account to investigate any unusual activity that may indicate any Cards issued to the Master Funding Account are being used for restricted activities.

We may, but are not required to, provide the ability to prevent or restrict usage of Cards for purchases based on merchant category Codes (“MCCs”) that you request. Neither we nor the Issuer will be liable for transactions declined or approved contrary to your request. MCC restriction capabilities are limited to the extent accurate MCC data regarding the transaction authorization request is received and the accurate designation of such MCC by a card network and merchant. MCC designation is determined by the card network and the merchant.

You agree to establish, implement and maintain policies and procedures designed to ensure that Users comply with this Section 3.4, the Card Account Agreement and the Terms of Use applicable to Users. If you or any User fail to comply with the restrictions on use contained in this Section 3.4, the Card Account Agreement or the Agreement, we reserve the right to (a) immediately terminate or suspend the Master Funding Account and any Cards associated with that account; (b) immediately terminate or suspend the Agreement, and/or (c) immediately disable or suspend any unauthorized use of the App, Services, Cards or Program.

5. Account Limitations.  Cards will be issued and activated in accordance with the Card Account Agreement.  In addition to any limitations specified in the Card Account Agreement, we or Issuer may impose:  spending limits, limitations on the number or dollar amount of Card Transactions Users can make with Cards, and/or limitations on the maximum balance of the Master Funding Account and Cards at any time.

6. Managing Accounts.  Through the CenterCard administrative web site accessed through our Site, your Administrator will have administrative access to the Master Funding Account and all Card accounts and will be able to view and print Card Transaction activity for all Cards associated with the Master Funding Account. No Card Transaction may exceed the balance available in the Master Funding Account and you agree to promptly reimburse us for any shortfalls in the Master Funding Account.

7. Users. You are solely responsible for the selection of Users and for all User permission levels, including the addition and removal of all User permissions. You agree to notify all Users of, and agree to be liable for each User's compliance with, the terms and conditions of the Agreement, the Card Account Agreement and the Terms of Use. You agree to use commercially reasonable efforts to prevent unauthorized access to or use of the Services and Program and will promptly notify us of any unauthorized access or use of which you become aware. Notwithstanding such efforts and notice, you are responsible and liable for your and your Affiliates’ intentional and negligent acts and omissions, as well as those of all Users in connection with the Agreement. Any failure by you, your Affiliates or any User to comply with the terms and conditions applicable to you in the Agreement or the Card Account Agreement will constitute a material breach of the Agreement by you. Any failure by any User to comply with the terms and conditions of the Card Account Agreement or any failure by you to comply with the terms and conditions applicable to the Master Funding Account will constitute a material breach of the Agreement by you.  Upon our request, you will provide a list of all original and any additional User names, addresses, e-mail addresses, telephone numbers and contact personnel.  You will promptly provide any additional or updated User information as we or the Issuing Bank may request from time to time.

You are solely responsible and liable for all Card Transactions and Cardholder Fees (defined below) made or incurred by any individuals given access to Cards even if they are not the person associated with or named on the Card. Center, Issuer or our service providers may deny or reverse Card Transactions for any reason. We are not responsible for any losses, damages, or harm caused by a Card Transaction that is denied or reversed. Your Affiliates may be required to submit a separate Application before we will grant access to the Services to such Affiliate(s).

8. Passwords. You and each of your Users are responsible for all use of, and maintaining the confidentiality of, its Password(s) and for all activities of any person or entity that occur under any Password. Sharing of Passwords, Company Data and Company Information is at your and each User’s own risk.

9. Electronic Communications and Notices.  You agree to receive all notices and communications from us electronically.

10. License Grant. You, for yourself and on behalf and with the authority of all Users, grant to us a non-exclusive license during the Term to use, reproduce, modify, store, perform, publish, display and distribute to you and Users the Company Data and the Company Information and otherwise use Company Data and Company Information in connection with providing the Services.

11. Cellular Phone Contact; Text Messages. By providing us with a telephone number for a cellular phone or other wireless device, including a number that you later convert to a cellular number, you are expressly consenting to receiving communications — including but not limited to prerecorded or artificial voice message calls, text messages, and calls made by an automatic telephone dialing system—from us and our affiliates and agents at that number. This express consent applies to each such telephone number that you provide to us now or in the future and permits such communications for non-marketing purposes. Calls and messages may incur access fees from your cellular provider. From time to time we may monitor and/or record telephone calls between you and us to assure the quality of our customer service or as required by applicable law. 

4. Fees; Expenses; Payments. The following fees and payment methods apply to the use of the Services and the Cards:

4.1 Cardholder Fees.  The fees that apply to your use of the Cards are set forth or referenced in the Card Account Agreement (“Cardholder Fees”). You acknowledge and agree that the Cardholder Fees incurred for all Cards will be posted to and shown on the account statements and on the CenterCard App transaction history for each Card account and will be deducted from such Card account by the Issuer.  Payment methods for Card Transactions and Cardholder Fees depend on the type of Cards that you have:

4.1.1 Prefunded Cards. For Prefunded Cards, all payments are made in advance by ACH transfer of funds into the Master Funding Account (or other account designated by Issuer).  You agree to fund the Master Funding Account in an amount sufficient to cover all Cardholder Fees and all amounts required to support your participation in the Program.  Statements detailing Card Transactions and Cardholder Fees are available on our Site.

4.1.2 Credit Cards.  For Credit Cards, the Issuer will initiate an ACH transfer from your Linked Account on the statement due date for the balance due, in accordance with Section 3.2 above.  Statements are available on our Site the day after the billing cycle is complete.

4.2 License Fees.  For the use of the Services, you will be charged a monthly per seat license fee for each Active User during that month (a “License Fee”).  License Fees are specified in the Order Form. License Fees are paid with a CenterCard or other payment card, which you must enter in our secure billing system. We will issue monthly invoices for License Fees, and automatically charge your card on file for the amount of the invoice on the due date.

4.2 Implementation Fees. You agree to pay us the implementation fees and other fees specified in a statement of work (“SOW”) executed by the parties. Any such fees will be agreed in advance with Company and documented in the SOW. Implementation Fees may be paid by CenterCard, ACH or other payment card.

4.4 Invoices; Form of Payment.  The Cardholder Fees, License Fees and Implementation Fees are collectively referred to as “Fees”.  You hereby provide an ACH Authorization to us to debit your Linked Account for all Card Transactions and Cardholder Fees during the Term. You agree to maintain a valid payment card on file with adequate funding to cover anticipated monthly License Fees. You are responsible for providing complete and accurate billing and contact information to us and notifying us of any changes to such information.  We may, but will not be required to, accept payments made by credit card, debit card, wire transfer or ACH from another bank account, unless otherwise provided in a SOW.  We reserve the right to charge a fee for any of the foregoing payment methods, subject to applicable law.

4.5 Late Payment; Set Off. If you fail to make any payment when due, or if sufficient funds are not maintained in the account specified in the ACH Authorization, in the Master Funding Account or in the payment card on file to make such payments when due, then, in addition to all other remedies that may be available and to the extent allowed by applicable law:

  • we may collect from any Linked Account that is currently or previously linked, or set off, debit, or collect from amounts in another Program account that you hold jointly with a third party or open in the future even if your original Program account has been closed, subject to applicable law;
  • if you have not cured the shortfall within 10 days, we may charge a late fee of 5 percent of the past due amount to the extent permitted under applicable law;
  • you shall reimburse us for all reasonable costs we incur in collecting any late payments or interest, including attorneys’ fees, court costs and collection agency fees; and
  • if such failure continues for thirty (30) days following written notice thereof, we may suspend performance of the Services provided under the Agreement until all past due amounts and interest thereon have been paid, without incurring any obligation or liability to you or any other person by reason of such suspension.

    4.6 Fines, Penalties and Expenses.  You agree to pay all fines, penalties and fees imposed on us by Issuers, regulators, or government agencies for your breach or violation of the Agreement.

    4.7 Taxes. All Fees and other amounts payable by you under the Agreement are exclusive of taxes and similar assessments. You are responsible for all sales, use, and excise taxes, and any other similar taxes, duties, and charges of any kind imposed by any federal, state, or local governmental or regulatory authority on any amounts payable by you hereunder, other than any taxes imposed on our income.

5. Representations and Warranties. You represent and warrant to us that:  (a)  Company is duly organized, validly existing and in good standing under the laws of the jurisdiction of its formation; (b) Company has the full right, power and authority to enter into and perform its obligations and grant the rights, licenses, consents and authorizations it grants or is required to grant under the Agreement; (c)  the Agreement will constitute the legal, valid and binding obligation of Company, enforceable against Company in accordance with its terms; (d) all information provided by Company to Center or Issuer is true, correct and complete; and (e) Cards will only be used for business purposes.

6. Disclaimer of Warranties by Center. THE CENTER INFORMATION, SERVICES, SOFTWARE, DOCUMENTATION, SYSTEM AND PROGRAM ARE PROVIDED ON AN “AS IS” AND "AS AVAILABLE" BASIS, WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND, WHETHER EXPRESS, STATUTORY, IMPLIED, OR OTHERWISE, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, TITLE OR ANY WARRANTIES ARISING FROM COURSE OF DEALING, COURSE OF PERFORMANCE, OR TRADE USAGE.

CENTER MAKES NO WARRANTY WITH RESPECT TO ANY THIRD-PARTY SOFTWARE, PRODUCTS OR SERVICES USED IN CONNECTION WITH THE SOFTWARE OR SYSTEM, OR THE INSTALLATION, SETUP OR CONFIGURATION OF, OR INTERFACES, OR INTEROPERABILITY WITH, ANY THIRD-PARTY SOFTWARE, PRODUCTS OR SERVICES. 

NEITHER CENTER NOR ANY PERSON ASSOCIATED WITH CENTER MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE SERVICES, SOFTWARE, SYSTEM OR PROGRAM. WITHOUT LIMITING THE FOREGOING, NEITHER CENTER NOR ANYONE ASSOCIATED WITH CENTER REPRESENTS OR WARRANTS THAT THE SERVICES, SOFTWARE, SYSTEM, PROGRAM OR ANY ITEMS OBTAINED THROUGH THE SERVICES WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SERVICES, SOFTWARE, SYSTEM, PROGRAM OR THE SERVER THAT MAKES ANY OF THE FOREGOING AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE SERVICES, SOFTWARE, SYSTEM, PROGRAM OR ANY ITEMS OBTAINED THROUGH THE SERVICES WILL OTHERWISE MEET COMPANY’S OR USERS’ NEEDS OR EXPECTATIONS.

THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

7. Confidential Information.

7.1 Center Information. You acknowledge that the Center Information contains trade secrets, confidential information and other valuable proprietary information owned by Center or its licensors, and that Center is granting you access to the Center Information only for purposes of your receipt of the Services in accordance with the Agreement. You are responsible for the actions and omissions of Users with respect to Center Information.

7.2 Confidentiality. Company and Center will each use commercially reasonable efforts to preserve the confidentiality of the other party's Confidential Information. The receiving party will not disclose the disclosing party's Confidential Information to any third party (other than as necessary for Center's performance under the Agreement or any personnel services agreement) or use the disclosing party's Confidential Information for its own or any third party's benefit, other than its own use as necessary to access and use, in the case of Company, or deliver or improve, in the case of Center, the Services. Notwithstanding the foregoing, Center will have the right to disclose that Company is a customer of Center.  If you are compelled by law to disclose our Confidential Information, you will provide us with prior notice of such compelled disclosure and reasonable assistance (at your cost) if we wish to contest the disclosure. Nothing herein shall restrict us from collecting, using and analyzing general information and data from our customers (including Company) in accordance with our Privacy Policy.

7.3 Feedback. You or a User may from time to time provide suggestions, comments or other feedback (“Feedback”) to us with respect to the Services or Program. All such Feedback will be treated as Confidential Information of Center and Center will own and be free to use, implement and otherwise exploit the Feedback without restriction or obligation to you or any User.

7.4 Remedies. If the receiving party discloses or uses (or threatens to disclose or use) any Confidential Information of the other party in breach of these Terms and Conditions, the other party shall have the right, in addition to any other remedies available to it, to seek injunctive relief to enjoin such acts, it being specifically acknowledged by the parties that any other available remedies may be inadequate. 

8. Proprietary Rights. We or our licensors or successors in interest will retain all right, title and interest (including copyright and other intellectual property rights) relating to the Services, Software, Documentation, System, Resultant Data, Program and Center Information and all legally protectable elements or derivative works thereof.  In furtherance of the foregoing, you hereby unconditionally and irrevocably grant to us an assignment of all right, title and interest in and to the Resultant Data, including all intellectual property rights relating thereto. You will retain all right, title and interest (including copyright and other intellectual property rights) in the Company Data and the Company Information and all legally protectable elements or derivative works thereof.

9. Term; Termination.

9.1 Term. If your Application is approved, the Agreement is effective when you submit an Application or use the Service (the “Effective Date”). The term of the Agreement will commence on the issuance of the initial Card and, unless terminated earlier pursuant to any of the Agreement’s express provisions, will continue for one (1) year (the “Initial Term”). Following the Initial Term, the Agreement will automatically renew for additional successive term(s) of one (1) year each unless earlier terminated pursuant to the Agreement’s express provisions or either party gives the other party written notice of non-renewal at least sixty (60) days prior to the expiration of the then-current term (each a “Renewal Term” and, collectively, together with the Initial Term, the “Term”).

9.2 Termination. Either party may terminate the Agreement at any time if the other party (a) materially breaches any provision of the Agreement and fails to cure such material breach, if capable of cure, within thirty (30) days of written notice describing such breach; or (b) becomes the subject of a voluntary or involuntary petition in bankruptcy or any proceeding relating to insolvency, reorganization, or receivership, or a trustee, receiver, or liquidator is appointed for the other party or a substantial part of its assets, or if the other party becomes insolvent, unable to pay its debts as they become due, or makes an assignment for the benefit of its creditors. We may suspend or terminate access to the Services or your Card account(s) if we believe you have breached or otherwise violated the Agreement or if required by the Issuer. We may terminate or suspend the Agreement immediately upon notice to you if our agreement with the Issuing Bank is terminated or suspended, or as otherwise set forth in the Agreement. We may terminate the Agreement upon written notice to Company if our agreement with Issuer is terminated.

9.3 Effect of Termination. Upon expiration or termination of the Agreement, the Services, a Program or any applicable License for any reason: (a) we may disable all User accounts and cease providing and have no further obligation to provide the Services or Program to you or any User; (b) all rights and licenses granted hereunder will terminate; (c) you will, and will cause all Users to, stop using the Services and Program; (d) all Cards will be terminated and we will instruct the Issuing Bank to return any unused funds from the Cards to you following the payment of all Fees and other amounts that are owed to us; (e) you will promptly return or destroy all copies of Center’s Confidential Information in your possession or control; (f) we may retain Resultant Data and any data required by law to be retained; and (g) the parties' rights and obligations under Sections 3, 4, 6, 7, 8, 9.3, 10, 11 and 12 survive such expiration or termination.  During the ninety (90) day period following the expiration or termination of the Agreement, the Services, or a Program, you may request Company Data maintained by us, the content and format of which will be determined by us in our sole discretion.

10. Limitation of Liability.

10.1 Limitation of Liability. IN NO EVENT WILL CENTER, ITS AFFILIATES OR LICENSORS BE LIABLE FOR ANY AMOUNT IN EXCESS OF THREE (3) TIMES THE AVERAGE MONTHLY AMOUNT PAID TO CENTER BY COMPANY UNDER THE AGREEMENT DURING THE TWELVE (12) MONTH PERIOD PRECEDING THE OCCURRENCE OF THE EVENT GIVING RISE TO SUCH LIABILITY, HOWEVER CAUSED, AND ON ANY THEORY OF LIABILITY, INCLUDING, WITHOUT LIMITATION, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR OTHERWISE.

10.2 Consequential Damages. UNDER NO CIRCUMSTANCES WILL CENTER OR ITS AFFILIATES OR LICENSORS BE LIABLE FOR ANY TYPE OF INCIDENTAL, SPECIAL, PUNITIVE, INDIRECT OR CONSEQUENTIAL DAMAGES, INCLUDING, BUT NOT LIMITED TO, LOST REVENUE, LOST PROFITS, REPLACEMENT GOODS OR SERVICES, COST OF REPLACEMENT GOODS OR SERVICES, LOSS OF TECHNOLOGY, DATA, CUSTOMER DATA, CUSTOMER INFORMATION, RIGHTS OR SERVICES OR INTERRUPTION OR LOSS OF USE OF SOFTWARE, SERVICES, INFORMATION OR EQUIPMENT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, ARISING UNDER ANY THEORY OF LIABILITY, INCLUDING WITHOUT LIMITATION CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR OTHERWISE.

10.3 Force Majeure.  CENTER, ITS AFFILIATES AND LICENSORS WILL NOT BE LIABLE FOR AND WILL NOT BE RESPONSIBLE TO COMPANY FOR ANY DELAY, MISTAKE OR FAILURE TO PERFORM UNDER THE AGREEMENT IF SUCH DELAY, MISTAKE OR FAILURE RESULTS FROM FIRE, EXPLOSION, LABOR DISPUTE, EARTHQUAKE, CASUALTY OR ACCIDENT, LACK OR FAILURE OF TRANSPORTATION FACILITIES AND/OR SERVICES, LACK OR FAILURE OF ELECTRICAL UTILITIES AND/OR TELECOMMUNICATIONS FACILITIES AND/OR SERVICES INCLUDING INTERNET SERVICES, EPIDEMIC, FLOOD, DROUGHT, OR BY REASON OF WAR, REVOLUTION, RIOT, CIVIL COMMOTION, BLOCKADE OR EMBARGO, ACTS OF GOD, ACTS OF TERRORISM, ANY INABILITY TO OBTAIN ANY REQUISITE LICENSE, PERMIT OR AUTHORIZATION, OR BY REASON OF ANY LAW, PROCLAMATION, REGULATION, ORDINANCE, DEMAND OR REQUIREMENT OF ANY GOVERNMENT OR ANY OTHER CAUSE BEYOND THE REASONABLE CONTROL OF CENTER.

10.4 Acknowledgement. COMPANY acknowledgeS that CENTER has set its prices and entered into thE Agreement in reliance upon the limitations of liability and the dIsclaimers of warranties and damages set forth in thE Agreement and that the same form an essential basis of the bargain between the parties. THe parties agree that the limitation and exclusions of liability and disclaimers specified in THESE TERMS AND CONDITIONS will survive and apply even if found to have failed of their essential purpose. 

11. Indemnification.  You agree to indemnify, defend and hold harmless Center, its Affiliates and each of their respective officers, directors, employees and agents from and against all claims, demands, causes of action, liabilities, damages, costs and expenses (including reasonable attorneys' fees) (collectively, Claims) by any third party arising out of (a) any material breach of the Agreement by Company or any Company Affiliate or User; (b) the negligent or willful acts or omissions of Company or any Company Affiliate or User; (c) any breach of confidentiality by Company or any Company Affiliate or User; or (d) any claim alleging that the Company Data or the Company Information infringes or otherwise violates any patent, trade secret, copyright, trademark, privacy, publicity or other intellectual property or proprietary right of any third party. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter subject to indemnification hereunder. No settlement that affects our rights or obligations may be made without our prior written approval.

12. General.

12.1 Assignment. You shall not assign or delegate your rights or obligations under the Agreement without our prior written consent, which consent will not be unreasonably withheld, conditioned, or delayed. No delegation or other transfer will relieve you of any of your obligations or performance under the Agreement. Any purported assignment, delegation or transfer in violation of this Section 12.1 is void. We may assign, delegate or otherwise transfer our rights or obligations under this Agreement in our sole discretion. The Agreement will be binding upon and inure to the benefit of the parties, their successors and assigns.

12.2 Independent Contractors. The parties are and will remain independent contractors and neither party by virtue of the Agreement will have any right, power or authority to act or create any obligation, express or implied, on behalf of the other party.

12.3 Notices. Any notice or communication under the Agreement will be in writing and sent to the following addresses, or such other address as Company, User or Center may provide under this Section. Notices may be delivered and will be deemed received: (a) by hand delivery, upon receipt thereof; (b) by mail, three (3) days after deposit in the United States mails, postage prepaid, certified mail, return receipt requested; (c) by next day delivery service, upon such delivery; or (d) on the date sent by email (with confirmation of transmission) if sent during normal business hours of the recipient, and on the next business day if sent after normal business hours of the recipient.

To Center: Center

P.O. Box 3387

Bellevue, WA 98009

Attn: Center Legal

Email Address: legal@getcenter.com

Any notices to you required or permitted hereunder shall be given at the address provided by you on the Application, or as subsequently updated and communicated to us. Upon our request, you will deliver notices at your sole cost and expense to Users on our behalf or on behalf of the Issuer.

12.4.Governing Law; Jurisdiction; Arbitration.

12.4.1 Governing Law. You and we agree that this Agreement will be governed by and construed in accordance with the internal laws of the State of Washington, without regard to its conflicts of laws provisions. You acknowledge that we are headquartered in the State of Washington and that this Agreement is entered into by you and us in the State of Washington.

12.4.2 Claims Subject to Arbitration. Any dispute, controversy or claim arising out of or relating to the Agreement or the breach, termination or validity of the Agreement will be submitted to arbitration as prescribed herein. Any arbitration related to the Agreement will be governed by and construed in accordance with the provisions of Section 12.4.1 above.

12.4.3 Process. You agree to arbitration before a single arbitrator knowledgeable and experienced in matters of software and copyright law appointed by Judicial Arbitration and Mediation Services (JAMS) upon demand by any party to the Agreement. Such arbitrator will conduct the arbitration in accordance with JAMS rules and procedures, unless otherwise provided herein. The arbitration will be conducted in Bellevue, Washington. The arbitrator’s decision and award will be final and binding, and judgment upon the award rendered by the arbitrator may be entered in any court having jurisdiction thereon. Any duty to arbitrate under the Agreement will remain in effect and enforceable after termination of the Agreement for any reason. Because both parties to the Agreement have been represented by legal counsel, and the parties have had the opportunity to negotiate individual provisions of the Agreement, the arbitrator will not construe any ambiguity that may exist in the Agreement in favor of or against either party.  For the purposes of enforcement of any award, the parties both irrevocably consent to jurisdiction and venue in the courts of the State of Washington.

12.4.4 Attorneys’ Fees. In the event a proceeding is brought by either party hereto alleging a default under the Agreement or for any claim, demand or cause of action found to have been discharged hereby, the prevailing party in such proceeding shall be entitled to recover reasonable attorneys’ fees and costs.

12.5 Use of Marks.  You consent to our use of your name, logo and other trademarks in connection with the Site, marketing materials and customer lists. You grant us a limited license to use your trademarks or service marks for this purpose.  You agree that you will not release or publish news releases, announcements or other publicity relating to the Agreement or to the transactions contemplated herein without our prior review and written approval, except that you may make disclosures required by legal, accounting or regulatory requirements.

12.6 Audit. You agree that Center,  Issuing Bank, and regulatory authorities which have jurisdiction over Issuing Bank or Center shall have the right to audit and inspect your books and records related to your use of the Services or Program and your performance of your obligations with respect thereto, including, but not limited to access to Cardholder spend data, Company Data, Company account data and any marketing materials utilized by the Company related to the Program.

12.7 Notification of Communication from Regulatory Authorities.  In the event a communication from a governmental authority regarding the Program is received by the Company:  (1) the Company shall promptly, and in no event later than 48 hours, notify Center; (2) Center shall commence a review of the communication and create a response to the communication and/or arrange a conference with the governmental authority from which such communication was received, subject to Company's ongoing cooperation; and, (3) Center shall design and execute an action plan in response to the communication and/or as a result of communications or discussions with the governmental authority and provide Company with ongoing status reports in connection with the same. Such action plan may include, if commercially reasonable, modifications to the Program.  Company also agrees to cooperate should Center receive a communication from a governmental authority regarding the Program.

12.8 Waiver. The failure by a party to exercise any rights hereunder will not operate to be deemed a waiver of such party's right or any other right in the future.

12.9 Severability. If any provision of the Agreement is held to be invalid, illegal or unenforceable by a court of competent jurisdiction, that provision will be deemed limited or omitted to the minimum extent necessary, and the balance of the Agreement will continue in full force and effect.

12.10 Compliance with Laws. Each party will comply with all applicable federal, state and local laws, rules, orders and regulations and will obtain and maintain at its expense all permits, licenses and government registrations and requirements necessary or appropriate to perform hereunder and will, at its own expense, make all filings with governmental authorities required by applicable law.

12.11 Export Regulation. Certain Services or Software may be subject to US export control laws, including the US Export Administration Act and its associated regulations. You shall not, directly or indirectly, export, re-export, or release those Services or Software to or make them accessible from any jurisdiction or country to which export, re-export, or release is prohibited by law, rule or regulation.

12.12 Entire Agreement. The Agreement, which consists of, the Order Form, these Terms and Conditions, and our Privacy Policy,  as each may be updated or amended from time to time, constitutes the entire agreement of the parties with respect to the subject matter hereof and supersede all prior or contemporaneous proposals, communications and understandings, written or oral. In the event of a conflict between these Terms and Conditions and the terms and conditions in any other document making up part of the Agreement, these Terms and Conditions will control; provided, however: in the event of a conflict between these Terms and Conditions and the Order Form, the Order Form will control.

+ Terms of Use

CenterCard™ Spend Management Services Terms of Use

Last Updated Date:  02/21/2020

These CenterCard Spend Management Services Terms of Use (“Terms of Use”) govern to your use of the Services and Program provided to you (“User”, “Cardholder”, “you” or “your”) for use pursuant to and subject to the CenterCard Spend Management Services Agreement (the “Agreement”) between Center ID Corp. (“Center”, “we” or “our”) and your employer or other person or entity who requested the issuance of a Card for your use (“Company”).

By downloading the App, activating your Card, or by using the Services, you agree to be bound by these Terms of Use. We may update these Terms of Use without prior written notice at any time and in our sole discretion by posting an updated version on our Site. Any updates or changes to these Terms of Use will be in effect as of the “Last Updated Date” referenced in these Terms of Use. Your continued use of the App, Card or Services after the “Last Updated Date” will constitute your acceptance of and agreement to such updates. If you do not agree to these Terms of Use, or updates to these Terms of Use, do not use the App, Card or the Services.

You acknowledge and agree that the Card will not be treated as a consumer card under the provisions of state and federal law.  We and the Issuer will assume that all Card Transactions will be for business purposes.

THESE TERMS AND CONDITIONS REQUIRE THE USE OF ARBITRATION TO RESOLVE DISPUTES, RATHER THAN JURY TRIALS.

1. Definitions.  As used herein:

    1. Administrator” means an employee of Company, such as a cost center manager or finance manager, designated by Company to be responsible for tracking usage of the Cards and Company’s participation in the Program.
    2. Affiliate" means an entity or entities directly or indirectly controlling, controlled by, or under common control with a party to these Terms and Conditions and "control" means the possession, directly or indirectly, of the power to direct or cause the direction of the management and policies of a controlled entity, whether through the ownership of voting securities, by contract or otherwise.
    3. App” means the CenterCard mobile and/or web applications.
    4. Card” means a debit or credit payment product issued to you at Company’s direction that is branded with a Center trademark, as provided in Center’s sole discretion
    5. Card Transaction” means a transaction made using a Card.
    6. Card Account Agreement” means the Comdata MasterCard Corporate Card Account Agreement between the Issuer and the Company, as updated or amended by Issuer from time to time.
    7. Center Information" means all proprietary information of Center used in the provision or receipt of the Services or Program, including Software, documents, drawings, data, code, and System created, or otherwise owned, by Center or licensed by Center from third parties related to the Services, Software, Documentation, System, or Program and all modifications thereof, and all intellectual property rights therein.
    8. "Confidential Information" means any non-public information of a party, which a party designates in writing as being confidential when it is disclosed, or which, given the nature of the information or circumstances in which it is provided, should be treated as confidential. Confidential Information of a party includes but is not limited to, business plans, business methods, financial information, products, services, data, specifications, documentation, inventions, processes, trade secrets, know-how, customers, designs, drawings, computer code, algorithms, formulas, and passwords. Confidential Information does not include information which: (a) was rightfully in the possession of the receiving party prior to receiving it from the disclosing party; (b) is independently developed by the receiving party without use of or reliance upon the Confidential Information of the disclosing party; (c) was in the public domain at or subsequent to the time of disclosure (through no breach of the receiving party); or (d) is obtained in good faith from a third party not under any obligation of confidentiality.
    9. "Documentation" means any Program materials that Center makes generally available to its customers, either online or in electronic or hard copy format.
    10. Issuer” means the financial institution that issues the Cards.
    11. License” has the meaning set forth in Section 2.4.
    12. Password(s)" means the confidential passwords or other means that allows User(s) to access and use the Software.
    13. Privacy Policy” means the Center Privacy Policy posted to the Site, as such policy may be updated or amended from time to time.
    14. Program” means the Services, and the Cards, Software and System used to provide such Services.
    15. Services” means the CenterCard spend management and corporate Card services described in the Agreement and all other services provided by Center to Company and its Users pursuant to the Program and the Agreement.
    16. Site” means the website maintained by Center at getcenter.com, or other URL designated by Center from time to time
    17. "Software" means the CenterCard mobile application(s), the cloud software, and the web-based software that support the provision of expense visibility and controls and related services, and any Updates provided pursuant to the Agreement.
    18. System” means the Software, the computer system platform on which the Center cloud software and dashboard application are hosted, and all related products and devices for CenterCard.
    19. Updates" means any modifications, updates, enhancements, corrections or new versions of the Software that Center generally provides to its customers free of charge.
2. The Services.
2.1 Services.  We have developed an innovative corporate card known as CenterCard™ (“CenterCard”) and related services that help organizations automate the management of their spending. Through the Services, we provide a corporate card bundled with our proprietary Center Expense software that provides real-time visibility and controls from point of sale to general ledger.
2.2 Authorized Users and Activating Your Card.  Users authorized by Company will be issued a Card, subject to approval by the Issuer.  You acknowledge and agree that use of the Services and participation in the Program is conditioned on your compliance with your obligations specified in these Terms of Use and in the Card Account Agreement. To activate your Card, follow the instructions provided with your Card.
2.3 Change and Updates to the Services; Additional Terms and Conditions. We reserve the right, in our sole discretion, to make any changes, amendments, modifications or Updates to the Services, or any portion thereof, in our sole discretion and in accordance with our Agreement with Company. Certain Services may be subject to additional terms and conditions specified by us from time to time.  Your use of such Services is subject to your agreement to those additional terms and conditions, which, upon your acceptance or use of such Services, will be thereby incorporated into these Terms of Use by this reference.
2.4 License Grant. Subject to your strict compliance with these Terms of Use, we hereby grant to you to a limited, non-exclusive, non-transferable, non-sublicensable right and license to access and use (including without limitation via remote access) the Services, Software, System, and Documentation, solely in connection with the Program, and solely for Company’s internal business purposes (“License”). The License will terminate immediately on the earlier to occur of:  (a) the expiration or earlier termination of the Agreement between Center and Company; (b) your ceasing to be authorized by Company as a User, or be authorized by Company to use the Services or Program, for any or no reason; (c) our termination of your use of or access to the Services, Card or Program, for any or no reason; or (d) Issuer’s termination or closing of the Card or Card account, for any or no reason.
2.5 Card Account and Support. You are responsible for resolving all disputes with Company and/or merchant regarding amounts credited or debited to any Card account. Contact your Administrator with questions regarding your Card account.
2.6 Fraudulent Transactions; Lost or Stolen Cards.  Please see the Card Account Agreement for terms applicable to fraudulent transactions and lost or stolen cards. All fraudulent activity must be reported within the timeframe specified in the Card Account Agreement. All lost or stolen should be reported immediately.
2.7 Equipment. To be eligible to use the Services, you agree you must continue to satisfy your obligations under this section, which obligations include:  (a) obtaining and maintaining at your expense all necessary hardware, software, Internet connections and other items necessary for you to access and use the Services and Program; and (b) installing the Software, including set-up, configuration and all interfaces and interaction with any third-party software.
2.8 Restrictions on Use of Services and Cards. You agree to use the Services solely for Company’s internal business purposes. You shall not, directly or indirectly: (a) sell, lease, sublicense or otherwise transfer the Services, Center Information, Software, Documentation or System and related services; (b) alter or permit a third party to alter any part of the Services, Center Information, Software, Documentation or System; (c) use or permit the use of the Services, Center Information, Software, Documentation, or System to provide services to third parties; (d) copy, modify or make derivative works based on the Services, Center Information, Software, Documentation, System or the Site; (e) disassemble, decompile, reverse engineer or otherwise attempt to derive source code or other trade secrets from the Services, Center Information, Software, Documentation, System or the Site; (f) frame or mirror any of the Site pages or other content which is accessed as, or forms part of, the Services, Software or System; (g) use the Services or Program to knowingly transmit material containing software viruses or other harmful or deleterious computer code, files, scripts, agents, or programs; (h) knowingly interfere with or disrupt the integrity or performance of the Services or Program or the data contained therein; or (i) attempt to gain unauthorized access to the Services or Program. 

You agree that you will: (i) use the Cards as a corporate card solely for commercial business purposes; (ii) not use the Card for personal, family or household purposes; (iii) not use the Card at gambling websites or to purchase illegal goods or services; (iv) promptly notify us and Issuer (in accordance with the Card Account Agreement) of any loss or theft of the Card; (v) promptly notify us and Issuer (in accordance with the Card Account Agreement) of the loss, theft, or unauthorized disclosure of the PIN or password used to access the Card account; and (vi) use the Card only as permitted by Company and the Card Account Agreement. The Card may not be accepted by certain merchants whose goods or services are not legal for minors. The Issuer may refuse to process any transaction that it believes violates the terms of the Card Account Agreement or the Agreement. We or the Issuer may suspend the Card to investigate any unusual activity that may indicate the Card is being used for restricted activities.

If you fail to comply with the restrictions on use contained in this Section 2.8 or the Card Account Agreement, we reserve the right to (a) immediately terminate or suspend the Card, and/or (b) immediately disable or suspend any unauthorized use of the App, Services, Card or Program.

9. Card Transactions.  Cards will be issued and activated in accordance with the Card Account Agreement. Through the App, you will be able to view Card Transaction activity for your Card. No Card Transaction may exceed the amount allocated to your Card by your Administrator. You are solely responsible for Card Transactions made by any individuals given access to Cards even if they are not the person associated with or named on the Card. Center, Issuer or our service providers may deny or reverse Card Transactions for any reason. We are not responsible for any losses, damages, or harm caused by a Card Transaction that is denied or reversed.

10. Card Transaction Limitations.  We, the Issuer, or your Administrator may impose spending limits, limitations on the number or dollar amount of Card Transactions Users can make with Cards, and/or limitations on the maximum balance of a Card account at any time. Contact your Administrator with questions regarding account limitations that apply to your Card.

11. Passwords. You are responsible for all use of, and maintaining the confidentiality of, your Password and for all activities that occur under your Password.

12. Electronic Communications and Notices.  You agree to receive all notices and communications from us electronically.

13. Cellular Phone Contact; Text Messages. By providing us with a telephone number for a cellular phone or other wireless device, including a number that you later convert to a cellular number, you are expressly consenting to receiving communications — including but not limited to prerecorded or artificial voice message calls, text messages, and calls made by an automatic telephone dialing system—from us and our affiliates and agents at that number. This express consent applies to each such telephone number that you provide to us now or in the future and permits such communications for non-marketing purposes. Calls and messages may incur access fees from your cellular provider. From time to time we may monitor and/or record telephone calls between you and us to assure the quality of our customer service or as required by applicable law.

14. Collection and Use of Information. (a) We may, directly or indirectly through the services of others, collect and store information regarding use of the Software or Services and about equipment on which the Software is installed or through which it or the Services are otherwise accessed and used. (b) You agree that we may use such information for any purpose related to any use of the Software or Services by you, including but not limited to: (i) improving the performance of the Software or Services or developing updates; (ii) verifying compliance with the terms of these Terms of Use; and (iii) enforcing our rights, including all intellectual property rights in and to the Software and Services.

3. Representations and Warranties. By activating the Card or by retaining, using or authorizing the use of the Card, you represent and warrant to us that: (a) you are at least 18 years of age (or older if you reside in a state where the majority age is older); (b) you have provided us with a verifiable street address (not a P.O. Box); (c) the personal information that you provide to us, Company or Issuer in connection with the Card is true, correct and complete; (d) you received a copy of these Terms of Use and the Card Account Agreement and agree to be bound by and to comply with such terms; (e) you accept the Card; and (f) the Card will only be used for business purposes.

4. Disclaimer of Warranties by Center. THE CENTER INFORMATION, SERVICES, SOFTWARE, DOCUMENTATION, SYSTEM AND PROGRAM ARE PROVIDED ON AN “AS IS” AND "AS AVAILABLE" BASIS, WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND, WHETHER EXPRESS, STATUTORY, IMPLIED, OR OTHERWISE, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, TITLE OR ANY WARRANTIES ARISING FROM COURSE OF DEALING, COURSE OF PERFORMANCE, OR TRADE USAGE.

CENTER MAKES NO WARRANTY WITH RESPECT TO ANY THIRD-PARTY SOFTWARE, PRODUCTS OR SERVICES USED IN CONNECTION WITH THE SOFTWARE OR SYSTEM, OR THE INSTALLATION, SETUP OR CONFIGURATION OF, OR INTERFACES, OR INTEROPERABILITY WITH, ANY THIRD-PARTY SOFTWARE, PRODUCTS OR SERVICES. 

NEITHER CENTER NOR ANY PERSON ASSOCIATED WITH CENTER MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE SERVICES, SOFTWARE, SYSTEM OR PROGRAM. WITHOUT LIMITING THE FOREGOING, NEITHER CENTER NOR ANYONE ASSOCIATED WITH CENTER REPRESENTS OR WARRANTS THAT THE SERVICES, SOFTWARE, SYSTEM, PROGRAM OR ANY ITEMS OBTAINED THROUGH THE SERVICES WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SERVICES, SOFTWARE, SYSTEM, PROGRAM OR THE SERVER THAT MAKES ANY OF THE FOREGOING AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE SERVICES, SOFTWARE, SYSTEM, PROGRAM OR ANY ITEMS OBTAINED THROUGH THE SERVICES WILL OTHERWISE MEET OR USERS’ NEEDS OR EXPECTATIONS.

THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

5. Confidential Information.

5.1 Center Information. You acknowledge that the Center Information contains trade secrets, confidential information and other valuable proprietary information owned by Center or its licensors, and that Center is granting you access to the Center Information only for purposes of your receipt of the Services in accordance with these Terms of Use.

5.2 Confidentiality. You will not disclose our Confidential Information to any third party or use our Confidential Information for your own or any third party's benefit, other than its own use as necessary to access and use the Services. If you are compelled by law to disclose our Confidential Information, you will provide us with prior notice of such compelled disclosure and reasonable assistance if we wish to contest the disclosure. Nothing herein shall restrict us from collecting, using and analyzing general information and data from Users in accordance with our Privacy Policy.

5.3 Feedback. You may from time to time provide suggestions, comments or other feedback (“Feedback”) to us with respect to the Services or Program. All such Feedback will be treated as Confidential Information of Center and Center will own and be free to use, implement and otherwise exploit the Feedback without restriction or obligation to you or any User.

5.4 Remedies. If you disclose or use (or threaten to disclose or use) any Confidential Information of Center in breach of these Terms of Use, we shall have the right, in addition to any other remedies available to us, to seek injunctive relief to enjoin such acts, it being specifically acknowledged by the parties that any other available remedies may be inadequate. 

6. Intellectual Property Rights. You acknowledge that the Software is provided under license, and not sold, to you. You do not acquire any ownership interest in the Software under these Terms of Use, or any other rights to the Software other than to use the Software in accordance with the license granted under these Terms of Use, subject to all terms, conditions, and restrictions. We and our licensors and service providers reserve and shall retain their entire right, title, and interest in and to the Software and all intellectual property rights arising out of or relating to the Software, subject to the license expressly granted to Company in the Agreement. You shall safeguard all Software (including all copies thereof) from infringement, misappropriation, theft, misuse, or unauthorized access.

7. Term; Termination.

7.1 Term. These Terms of Use and your access to the Services will terminate immediately on the earlier to occur of:  (a) the expiration or earlier termination of the Agreement between Center and Company; (b) your ceasing to be authorized by Company as a User, or be authorized by Company to use the Services or Program, for any or no reason; (c) our termination of your use of or access to the Services, Card or Program, for any or no reason; or (d) Issuer’s termination or closing of the Card or Card account, for any or no reason.

7.2 Termination. We may terminate these Terms of Use, or suspend or cancel Cards, at any point and for any reason including where directed by the Company or Issuer, for termination or suspension of the Card account, in connection with the termination or suspension of the Agreement, or where we determine in our sole discretion that continuing to provide Cards or Services poses an unacceptable risk to you, Company, us, Issuer, or third parties. We may suspend or terminate access to the Services or your Card account(s) if we believe you have breached or otherwise violated these Terms of Use or if required by the Issuer. We may terminate Cards immediately upon notice to you if our agreement with the Card issuing bank is terminated or suspended, or as otherwise set forth in our Agreement with Company. Sections 2, 3, 4, 5, 6, 7, 8 and 9 and any other sections of these Terms of Use giving rise to the parties’ rights or obligations will survive termination or expiration of these Terms of Use. 

8. Limitation of Liability.

8.1 Limitation of Liability. IN NO EVENT WILL CENTER OR ITS AFFILIATES, OR ANY OF ITS OR THEIR RESPECTIVE LICENSORS OR SERVICE PROVIDERS, BE LIABLE TO YOU FOR ANY USE, INTERRUPTION, DELAY, OR INABILITY TO USE THE SOFTWARE OR SERVICES. YOU ARE PROVIDED THE SOFTWARE AND SERVICES PURSUANT TO THE AGREEMENT BETWEEN CENTER AND COMPANY, SOLELY FOR THE BENEFIT OF COMPANY AND AT COMPANY’S DISCRETION. YOU ACKNOWLEDGE THAT YOU HAVE NO RIGHTS UNDER THAT AGREEMENT INCLUDING ANY RIGHTS TO ENFORCE ANY OF ITS TERMS. ANY OBLIGATION OR LIABILITY CENTER OR ITS AFFILIATES, OR ANY OF ITS OR THEIR LICENSORS OR SERVICE PROVIDERS, MAY HAVE WITH RESPECT TO YOUR USE OR INABILITY TO USE THE SOFTWARE OR SERVICES SHALL BE SOLELY TO COMPANY PURSUANT TO THAT AGREEMENT AND SUBJECT TO ALL LIMITATIONS OF LIABILITY SET FORTH THEREIN.

8.2 Consequential Damages. UNDER NO CIRCUMSTANCES WILL CENTER OR ITS AFFILIATES OR LICENSORS BE LIABLE FOR ANY TYPE OF INCIDENTAL, SPECIAL, PUNITIVE, INDIRECT OR CONSEQUENTIAL DAMAGES, INCLUDING, BUT NOT LIMITED TO, LOST REVENUE, LOST PROFITS, REPLACEMENT GOODS OR SERVICES, COST OF REPLACEMENT GOODS OR SERVICES, LOSS OF TECHNOLOGY, DATA, CUSTOMER DATA, CUSTOMER INFORMATION, RIGHTS OR SERVICES OR INTERRUPTION OR LOSS OF USE OF SOFTWARE, SERVICES, INFORMATION OR EQUIPMENT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, ARISING UNDER ANY THEORY OF LIABILITY, INCLUDING WITHOUT LIMITATION CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR OTHERWISE.

8.3 Force Majeure.  CENTER, ITS AFFILIATES AND LICENSORS WILL NOT BE LIABLE FOR AND WILL NOT BE RESPONSIBLE TO YOU FOR ANY DELAY, MISTAKE OR FAILURE TO PERFORM UNDER THESE TERMS OF USE IF SUCH DELAY, MISTAKE OR FAILURE RESULTS FROM FIRE, EXPLOSION, LABOR DISPUTE, EARTHQUAKE, CASUALTY OR ACCIDENT, LACK OR FAILURE OF TRANSPORTATION FACILITIES AND/OR SERVICES, LACK OR FAILURE OF ELECTRICAL UTILITIES AND/OR TELECOMMUNICATIONS FACILITIES AND/OR SERVICES INCLUDING INTERNET SERVICES, EPIDEMIC, FLOOD, DROUGHT, OR BY REASON OF WAR, REVOLUTION, RIOT, CIVIL COMMOTION, BLOCKADE OR EMBARGO, ACTS OF GOD, ACTS OF TERRORISM, ANY INABILITY TO OBTAIN ANY REQUISITE LICENSE, PERMIT OR AUTHORIZATION, OR BY REASON OF ANY LAW, PROCLAMATION, REGULATION, ORDINANCE, DEMAND OR REQUIREMENT OF ANY GOVERNMENT OR ANY OTHER CAUSE BEYOND THE REASONABLE CONTROL OF CENTER.

9. General.

9.1 Assignment. You shall not assign or delegate your rights or obligations under these Terms of Use without our prior written consent, which consent will not be unreasonably withheld, conditioned, or delayed. No delegation or other transfer will relieve you of any of your obligations or performance under these Terms of Use. Any purported assignment, delegation or transfer in violation of this Section 9.1 is void. We may assign, pledge, or otherwise transfer these Terms of Use without providing you notice, subject to applicable law.

9.2 Independent Contractors. The parties are and will remain independent contractors and neither party by virtue of these Terms of Use will have any right, power or authority to act or create any obligation, express or implied, on behalf of the other party.

9.3 Notices. Any notice or communication from us to you under these Terms of Use will be provided electronically and will be deemed received on: (a) the date sent by email (with confirmation of transmission) if sent during normal business hours of the recipient, and on the next business day if sent after normal business hours of the recipient, or (b) on the date posted to the Site. Any notice or communication from you to us under these Terms of Use will be provided to us electronically at legal@getcenter.com.

9.4 Governing Law; Jurisdiction; Arbitration.

9.4.1 Governing Law. These Terms of Use will be governed by and construed in accordance with the internal laws of the State of Washington, without regard to its conflicts of laws provisions.

9.4.2 Claims Subject to Arbitration. Any dispute, controversy or claim arising out of or relating to the Agreement or the breach, termination or validity of the Agreement will be submitted to arbitration as prescribed herein. Any arbitration related to the Agreement will be governed by and construed in accordance with the provisions of Section 9.4.1 above.

9.4.3 Process. You agree to mediation before a single arbitrator knowledgeable and experienced in matters of software and copyright law appointed by Judicial Arbitration and Mediation Services (JAMS) upon demand by any party to these Terms of Use. Such arbitrator will conduct the arbitration in accordance with JAMS rules and procedures, unless otherwise provided herein. The arbitration will be conducted in Bellevue, Washington. The arbitrator’s decision and award will be final and binding, and judgment upon the award rendered by the arbitrator may be entered in any court having jurisdiction thereon. Any duty to arbitrate under these Terms of Use will remain in effect and enforceable after termination of these Terms of Use for any reason. For the purposes of enforcement of any award, the parties both irrevocably consent to jurisdiction and venue in the courts of the State of Washington.

9.4.4 Attorneys’ Fees. In the event a proceeding is brought by either party hereto alleging a default under the Terms of Use or for any claim, demand or cause of action found to have been discharged hereby, the prevailing party in such proceeding shall be entitled to recover reasonable attorneys’ fees and costs.

9.5 Waiver. The failure by a party to exercise any rights hereunder will not operate to be deemed a waiver of such party's right or any other right in the future.

9.6 Severability. If any provision of these Terms of Use are held to be invalid, illegal or unenforceable by a court of competent jurisdiction, that provision will be deemed limited or omitted to the minimum extent necessary, and the balance of the Terms of Use will continue in full force and effect.

9.7 Compliance with Laws. You agree to comply with all applicable federal, state and local laws, rules, orders and regulations.

9.8 Export Regulation. Certain Services or Software may be subject to US export control laws, including the US Export Administration Act and its associated regulations. You shall not, directly or indirectly, export, re-export, or release those Services or Software to or make them accessible from any jurisdiction or country to which export, re-export, or release is prohibited by law, rule or regulation.

9.9 Entire Agreement. These Terms of Use, including the terms incorporated from the Agreement and the Card Account Agreement, constitutes the entire agreement between you and Center with respect to the subject matter hereof and supersede all prior or contemporaneous proposals, communications and understandings, written or oral. In the event of a conflict between these Terms of Use and the Card Account Agreement, the Card Account Agreement will control.

+ Card Agreement

Comdata MasterCard Corporate Card® Agreement

This Comdata MasterCard Corporate Card® Agreement is made and entered into by and between Comdata Inc. (“Comdata”) and the Customer named in the Order Form relating to the establishment of MasterCard account(s) with Comdata pursuant to the terms and conditions set forth herein.  This Agreement consists of (i) this Cover Page, (ii) the General Terms and Conditions attached hereto, and (iii) any Service Schedules attached hereto (collectively, the “Agreement”).   

By signing the Order Form or using Cards, Customer acknowledges receipt of this Agreement and agrees to abide by all terms and conditions hereof.

General Terms and Conditions

1. Nature of Account and Card Use.  Comdata will provide Customer with one or more accounts through the use of which Customer may access certain card networks (“Networks”), and the financial information and other services provided for in this Agreement and any Schedules attached hereto (collectively, the “Account”).  In connection with the Account, Comdata, in accordance with Customer’s request, will provide special Comdata®MasterCard Corporate Cards®, which may include fleet, purchasing, T&E, multi cards and virtual cards (collectively, “Cards”), and which are issued by Regions Bank, headquartered in Birmingham, Alabama, or another financial institution (“Issuing Bank”).  Comdata is an agent or representative of Issuing Bank or its affiliates.  All Cards issued to Customer shall remain the property of the Issuing Bank and must be returned or destroyed (with certification of destruction) upon request.  Comdata or the Issuing Bank may cancel, revoke, repossess or restrict the use of Cards at any time.   

2. Customer Representations and Warranties.  Customer represents and warrants the following:

    • Customer is either a governmental, non-profit or commercial enterprise, and the Account and Cards will not be used for personal, household or consumer purposes;
    • the Account and Cards will be used for legitimate business charges only and Customer will have neither consumer law rights nor remedies available to consumers associated with any purchases, charges or other activity associated with the Cards;
    • the Account and cards will only be used to make payments on behalf of Customer and will not be used to make payments on behalf of any third party;
    • the Account and Cards will only be used for valid and lawful purposes and will not be used for gambling, online gaming, illicit drug transactions, or any unlawful purposes including without limitation (i) other illegal purchases of goods or services, regardless of whether such transaction violates the laws applicable in the territory where the transaction was initiated or merchant is located, or (ii) purchases that are prohibited by local law; and
    • the Account and Cards will not be used in any way that would cause Comdata or Issuing Bank to violate applicable Law.

If Customer uses, or allows someone else to use, the Account or Cards in violation of the above representations and warranties, Customer shall be responsible for such use and may be required to reimburse Comdata, the Issuing Bank, and MasterCard International Incorporated (“MasterCard”) for all amounts or expenses either Comdata, the Issuing Bank or MasterCard pays as a result of such use.

3. Integration Partner; Authorization.  Customer has entered into a separate agreement with Center ID Corp. (“Integration Partner”) pursuant to which Integration Partner provides Account management services to Customer.  In connection with such agreement with Integration Partner and this Agreement, Customer authorizes Comdata to provide Integration Partner with (i) access to Customer’s Account, including certain administrative functions, and (ii) Customer’s transaction data.  Customer acknowledges and agrees that Comdata shall have no liability for any actions of Integration Partner with respect to the Account(s) and Customer agrees to indemnify and hold harmless Comdata from any damages, liabilities, costs or expenses (including reasonable attorneys’ fees and litigation costs) arising out of or in connection with any action by Integration Partner with respect to the Account(s).

4. Credit Limit; Credit Information.  If applicable, Comdata will establish a credit limit for the Account.  The credit limit is subject to periodic review and adjustment by Comdata in its sole discretion.  Customer shall provide Comdata with such financial information as Comdata may reasonably require, including, without limitation, annual financial statements within a reasonable time after Customer’s fiscal year-end and interim financial statements as requested by Comdata.  Customer authorizes Comdata to make any credit investigation Comdata deems necessary and appropriate and to request reports from credit bureaus in connection with this Agreement or any update, renewal or extension of credit. 

Comdata may furnish information with respect to Customer’s Account to credit bureaus or others who may properly receive such information.  Customer shall repay Comdata for all credit extended by Comdata and shall not allow its unpaid balance, including unbilled transactions, fees and other charges on the Account, to exceed its credit limit at any time.  If Customer exceeds its credit limit, then Comdata may require immediate payment, suspend further Service, and assess additional fees.

5. Security.  From time to time Comdata may request Customer to provide security for the performance when due of Customer’s obligations hereunder.  Customer understands and agrees that it is under no obligation to provide Comdata with such security, but the refusal to provide security when requested may result in adverse credit determinations by Comdata. Any security provided shall be in the amount and form as required by Comdata in its reasonable discretion.  The Account will not be available to Customer until such security is accepted by Comdata in its sole discretion.   

6. Payment Terms.  (a)  Non-Revolving.  Customer shall be responsible for credit extended on the Account.  This is not a revolving credit account and the total amount shown on each Account statement (the “Total Amount Due”) is due and payable by the date shown on the Account statement.  This amount includes transactions posted since the last statement date, applicable account and service fees, amounts past due, late payment charges, charges for returned checks and other applicable charges.  For international transactions, the transaction amount includes a MasterCard cross-border fee (currently 90 basis points) and a MasterCard currency conversion assessment fee (currently 20 basis points), which are subject to change in MasterCard’s sole discretion.

(a) Late Fee and Default Interest.  If Customer does not make full payment of the Total Amount Due on the due date, then Customer shall pay a late payment fee equal to the greater of: (i) $150 or (ii) 9.99% of the past due portion of the Total Amount Due (excluding any previous late fees and any default interest charges).  In no event will such late charge exceed the lesser of $5,000 or the maximum amount permitted by applicable law.  In addition, in the event the Total Amount Due is not paid by the due date, then Comdata may assess a default interest charge at a rate equal to the weekly average prime loan rate as published by the Federal Reserve plus 4% per annum.  The default interest is assessed on the Total Amount Due (excluding any late fees and any previous default interest charges) for the period of time such amount remains unpaid beyond the due date.  In no event will the default interest rate exceed the greater of 8% per annum or the maximum rate permitted by applicable law. 

Notwithstanding anything to the contrary contained herein, no late fee or default interest charge will be applicable if the unpaid amount on the Account is less than $75.

(c) Returned Payment. Comdata reserves the right to charge a returned payment fee of twenty dollars ($20) or the maximum amount permitted under applicable law, whichever is less.   

7. Statements; Reporting.  Billing statements and reports are available on-line.  Customer understands and agrees that Comdata’s ability to provide complete reporting information to Customer (or Integration Partner) is dependent on merchant providing complete purchase detail to Comdata.

8. Term; Termination.  This Agreement is for an initial term of one (1) years commencing on the date this Agreement is executed by Comdata.  After the initial term, this Agreement shall continue until one party provides the other party with thirty (30) days written notice of termination. 

Comdata may immediately terminate this Agreement and the Account in the event the Network prohibits the Account, the Issuing Bank ceases to be a network member or the Issuing Bank ceases to be the Card issuer, provided that Comdata shall endeavor to provide Customer with advance notice of any such event.  In the event of Customer’s breach or default under the credit limit and payment terms of this Agreement, Comdata shall have the right to immediately suspend the Account until such breach is cured.  In the event such breach or default is not cured within a reasonable period of time, Comdata may thereafter terminate the Agreement.  In the event of any other default under this Agreement by either party, the nondefaulting party shall provide the defaulting party written notice of the nature of the default.  The defaulting party shall have thirty (30) days from the date of the default notice to cure the default, and if the default is not cured within such time period, then the non-defaulting party may thereafter terminate this Agreement with written notice.  In addition to any other rights of termination, either party may terminate this Agreement upon prior written notice with respect to any individual state or jurisdiction if the terminating party can demonstrate, with documentary support, that changes in applicable laws or regulations or the interpretation thereof will make the performance of such party’s obligations hereunder not commercially feasible. The effective date of termination under the preceding sentence will be ninety (90) days from the date notice is delivered, or upon the effective date of the new law or regulation, whichever occurs sooner.  Customer’s obligation to pay for all outstanding amounts incurred before the effective date of termination shall survive termination. The effective date of termination under the preceding sentence will be ninety (90) days from the date notice is delivered, or upon the effective date of the new law or regulation, whichever occurs sooner.  Customer’s obligation to pay for all outstanding amounts incurred before the effective date of termination shall survive termination.

9. Disputed Items.  Comdata must be notified by Customer or Customer’s representative in writing of any disputed item on Customer’s billing statement within sixty (60) days from the date of the billing statement, or it will be deemed undisputed and accepted by Customer.  Unless required by law, Comdata is not responsible for any problem Customer may have with any goods or services charged on the Account.  If Customer has a dispute with a merchant, Customer must pay Comdata and attempt to resolve the dispute with the merchant prior to sending the dispute to Comdata.  If Customer is unsuccessful in resolving the dispute directly with the merchant, Comdata will attempt to process the dispute through MasterCard subject to the MasterCard rules, as they may be changed from time to time in MasterCard’s sole discretion.  Comdata is not responsible if any merchant refuses to honor Cards.

10. Account Access.  (a)  Access.  Customer’s representatives shall access the Account only as required to administer Customer’s Card program and for no other purpose.

(b) Unauthorized Access to Account.  Customer or Customer’s representative agrees to notify Comdata immediately of any unauthorized use of, or access to, the Account or any passwords or other security codes or procedures used to access the Account or Comdata’s system.  Customer acknowledges and agrees that it is liable for unauthorized or fraudulent use of the Account until it or its representative has notified Comdata of such unauthorized access or use.

(c) Lost or Stolen Cards.  Customer will not be liable for unauthorized charges on a Card that occur after Customer or its representative notifies Comdata of the loss or theft of such Card.

11. Limitation of Liability. Comdata shall not be liable for any failure to perform due to acts of God, acts of government or MasterCard or regulatory bodies which significantly inhibit or prohibit the Service, wars, acts of terrorism, fires, floods, explosions, natural catastrophes, civil disturbances, strikes, riots, unusually severe weather (such as tornadoes), or failures or fluctuations in electrical power, heat, light, air conditioning, computer or telecommunications services or equipment or any other cause not within the reasonable control of Comdata. 

COMDATA’S SOLE RESPONSIBILITY, AND CUSTOMER’S SOLE REMEDY, FOR DAMAGES FOR ERROR, DELAY, OR ANY ACTION OR FAILURE TO ACT SHALL BE LIMITED TO DIRECT MONEY DAMAGES IN AN AMOUNT NOT TO EXCEED THE TOTAL ISSUER REVENUE DURING THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE LOSS.  EXCEPT AS

OTHERWISE SET FORTH HEREIN, IN NO EVENT SHALL EITHER PARTY BE RESPONSIBLE FOR INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL OR PUNITIVE DAMAGES, REGARDLESS OF WHETHER SUCH PARTY WAS MADE AWARE OF THE POSSIBILITY OF SUCH DAMAGES.  COMDATA MAKES NO REPRESENTATIONS OR WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.  FOR THE

PURPOSES OF THIS PROVISION, “ISSUER REVENUE” SHALL MEAN THE PORTION OF MASTERCARD INTERCHANGE RECEIVED AND RETAINED BY COMDATA FROM CUSTOMER’S SPEND USING THE ACCOUNT EXCLUDING ANY INCENTIVE OR REBATE AMOUNTS PAID TO CUSTOMER, CHARGE BACKS, AND/OR CREDIT LOSSES.

12. Confidentiality; Proprietary Rights.  Comdata and Customer agree and covenant to each other that they shall not, during the performance of this Agreement or at any time after the termination or expiration hereof, use or disclose to any third party, other than during the proper performance of their duties hereunder, the confidential and proprietary information of the other party hereto (“Confidential Information”), including but not limited to the rates, terms and conditions of this Agreement; technical information; transaction information; or any of the procedures, practices or confidential dealings of the other party hereto.  The foregoing shall not apply to a disclosure required by law provided each party takes reasonable steps, when permissible, to notify the other party prior to such disclosure.  Customer acknowledges and agrees that the application software developed, utilized and maintained by Comdata, the internal hardware utilized by Comdata, the internal operating procedures employed by Comdata, technical information, such as file record layouts, and transaction information, including without limitation Comdata card numbers and data gathered at the point-of-sale by Comdata, are Confidential Information and the exclusive and proprietary property of Comdata.  The BINs (Bank Identification Numbers) assigned to the Cards are the property of the Issuing Bank.   

13. Liability of Acts of Customers, Employees and Agents.  Customer agrees to hold Comdata harmless from any and all liability resulting from the acts of any employees or agents of Customer, which acts shall include but are not limited to negligent acts and willful misconduct of such persons, or from the breach by Customer of its obligations under this Agreement.  For purposes hereof, any person who is given authorization by Customer to use Cards, Express Checks, codes, passwords or other security codes or procedures shall be deemed an employee or agent of Customer. 

14.Right of Setoff and Recoupment.  Comdata shall have the right to setoff and apply any amounts owing by Comdata to Customer against any amounts owing from Customer to Comdata pursuant to any Agreement between Comdata and Customer or any amounts in the possession of or under the control of Comdata.

 

  • Monitoring and/or Recording Communication.  Customer understands and agrees that Comdata may in its discretion, but is not obligated to, monitor and/or record any telephone calls by Customer or its employees and/or agents without any further notice for quality control purposes and for its own protection. Comdata may also monitor, record, and/or make a record of any other communications between Customer or its employees and/or agents and Comdata without any further notice, and Comdata may use the resulting information for internal purposes or as may be required by applicable law.  Customer hereby consents to Comdata’s monitoring and/or recording of any telephone calls and communications with Customer or its employees and/or agents.   Customer acknowledges and understands Comdata may not record all telephone calls or communications, and Comdata does not guarantee that recordings of any particular telephone calls or communications will be retained or be capable of being retrieved.
  • Taxes.  Customer is solely responsible for any and all tax related obligations in connection with using the Account or Cards or related services, including, without limitation, proper withholding and reporting, and Customer agrees to indemnify and hold Comdata and its affiliates harmless from any and all liabilities, including interest and penalties, which are or may be imposed on Comdata or any of its affiliates pursuant to any such federal, state and local tax laws and regulations.   
  • Press Releases, Publicity, Etc.  Customer shall not issue any press release or disseminate similar publicity or other information regarding this Agreement or the Service for Customer or utilizing the trademarks, service marks, trade names or logos of Customer, Comdata, Issuing Bank or the Networks, including, without limitation, web site information instructional or marketing materials or brochures, without the express prior written approval of Comdata, Issuing Bank or the Networks, as appropriate.
  • Independent Contractors.  None of the provisions of this Agreement is intended to create nor shall be deemed or construed to create any relationship between the parties hereto other than that of independent entities contracting with each other hereunder solely for the purpose of effecting the provisions of this Agreement.  Neither of the parties hereto, nor any of their respective employees, shall be construed to be the employer of the other.  Customer and Comdata agree that Comdata is only providing services under this Agreement as an independent contractor. 
  • Notices.  All written notices required to be given by this Agreement shall be deemed to be duly given if delivered personally or sent by U.S. certified mail, facsimile or overnight courier to Comdata, 5301 Maryland Way, Brentwood, TN 37027, attn:  President, or to Customer at the address listed  on the Cover Page of this Agreement.
  • Custom Services.  To the extent Customer requires custom services, including, without limitation, custom reporting, data loads, dashboards, report distribution, training and other custom development work, Comdata may provide such custom services pursuant to a statement of work agreed to and executed by the parties.  Such statement of work will include a description of the scope of services to be performed by Comdata and an estimated cost for such custom services based on Comdata’s applicable standard hourly rates in effect at the time of service.
  • Government Regulation. IMPORTANT INFORMATION ABOUT PROCEDURES FOR BEING A COMDATA CUSTOMER- To

 

help the government fight the funding of terrorism and money laundering activities, federal law requires Comdata to obtain, verify, and record information that identifies Customer (and any guarantor or co-maker) as part of initial and on-going customer review processes. Therefore,

Comdata may, at Comdata’s option, require Customer to provide various identifying information that will allow Comdata to properly identify Customer, which may include but not be limited to name, address, taxpayer identification number, and other information. Customer represents and covenants that (a) Customer and any person whom Customer provides a Card is not currently and shall not become subject to any law, regulation or list of any government agency (including, without limitation, the U.S. Office of Foreign Asset Control list) that prohibits Comdata from making any advance or extension of credit to Customer or from otherwise conducting business with Customer, and (b) Customer shall provide to Comdata, MasterCard and Issuing Bank, when requested, documentary and other evidence of Customer’s identity or the identity of any person to whom Customer provides a Card, so that Comdata  may comply with any applicable law or regulation or Comdata’s AML Policy.

22. Intentionally Omitted.

23. Miscellaneous.  (a) This Agreement shall be exclusively governed by the laws of the State of Tennessee without regard to the choice of law rules of such state.  Any action brought by Customer to enforce or interpret this Agreement shall be brought exclusively in the appropriate judicial forum located in Nashville, Davidson County, Tennessee, and Customer does hereby consent to such jurisdiction and waives any objections thereto.  (b) Upon Comdata’s reasonable request, Customer agrees to promptly complete and deliver such further documents as necessary or appropriate in connection with this Agreement.  (c) Failure to insist upon strict compliance with any of the terms or conditions of this Agreement shall not be deemed a waiver of such term or condition, nor shall waiver or relinquishment of any right or power hereunder at any time be deemed a subsequent waiver or relinquishment of such right or power.  (d) In addition to its rights under Sections 3 and 4, Comdata may change the terms of this Agreement at any time, including, without limitation, in the event of any future changes to applicable law or the interpretation thereof or changes in the Network rules, and will notify Customer of any such changes at least thirty (30) days prior to the effective date of the change, unless a shorter notice period is required by applicable law or Network rules.  If Customer does not agree to any such change, it may provide written notice to Comdata of its objection to such change within ten (10) days of receipt of notice from Comdata of the change, and upon receipt of such objection, Comdata may withdraw the change by written notice to Customer.  If Comdata does not withdraw the change, it will become effective on the date provided in the original notice of change to Customer, provided that Customer may terminate the Agreement with written notice to Comdata within fifteen (15) days of the effective date of such change.  Unless Customer provides notice of its objection as set forth above and exercises its right to terminate in the event Comdata does not withdraw such change, retention or use of the Account after the effective date of any such change will constitute acceptance of the new terms.  (e) This Agreement, including the Cover Page, these General Terms and Conditions, and any other exhibits, schedules or addenda attached hereto and made a part hereof, constitutes the entire agreement of the parties with respect to its subject matter; supersedes all prior agreements and understandings, oral or written, of the parties with respect to this subject matter; and except as expressly set forth herein, may only be modified by a writing signed by Comdata and Customer.  (f) Customer shall be bound by and comply with all applicable laws and regulations (“applicable law”) and all payment network rules, guidelines, requirements, and prohibitions (“network rules”) regarding Customer’s use of the Account and Card(s).  Customer shall permit Comdata to reasonably investigate or audit Customer’s compliance with applicable law and network rules regarding Customer’s use of the Account and Card(s).  (g) Any provision of this Agreement that by its nature is intended to survive termination of this Agreement shall so survive and shall remain enforceable after such termination.  (h) The section and other headings contained in this Agreement are for reference purposes only and shall not affect the meaning or interpretation of this Agreement.  (i) In case one or more of the provisions contained in this Agreement or any application thereof shall be invalid, illegal, or unenforceable in any respect, the validity, legality, and enforceability of the remaining provisions contained herein and any other application thereof shall not in any way be affected or impaired hereby.  (j) No provision of this Agreement shall be construed in favor of, or against, any particular party by reason of any presumption with respect to the drafting of this Agreement; both parties, having fully participated in the negotiation of this Agreement, hereby agree that this Agreement shall not be subject to the principle that a contract would be construed against the party which drafted the same.  (k) Customer may not transfer or assign this Agreement without the prior written consent of Comdata.  (l) Customer acknowledges and agrees that electronic records and signatures shall have the full legal effect of a writing.  (m) In the event that the Account is turned over to a collection agency or an attorney for collection of unpaid amounts or otherwise to enforce this Agreement, Customer agrees to pay all costs, fees and expenses of such agency or attorney, including, without limitation, court costs and out-of-pocket expenses.

 

CenterCard Visa Business Debit

+ Terms & Conditions

CenterCard® Spend Management Services Terms and Conditions

Last updated 10/29/2019

Thank you for your interest in CenterCard.  These CenterCard Spend Management Services Terms and Conditions (“Terms and Conditions”) apply to your use of the Services provided by Center ID Corp. (“Center ID”, “we” or “our”).  By submitting an Application or by using the Services, you agree to be bound by the Agreement (defined below), which includes these Terms and Conditions. We may update these Terms and Conditions without prior written notice at any time and in our sole discretion by posting an updated version on our Site (defined below). Any updates or changes to these Terms and Conditions will be in effect as of the “Last Updated Date” referenced in these Terms and Conditions. Your continued use of the Site, Card(s) or Services after the “Last Updated Date” will constitute your acceptance of and agreement to such updates. If you do not agree to the Agreement or these Terms and Conditions, or if you do not agree to any updates to these Terms and Conditions, do not use the App, Card(s) or Services.

 

You acknowledge and agree that the Card will not be treated as a consumer card under the provisions of state and federal law.  The Issuer will assume that all Card Transactions will be for business purposes.

 

THESE TERMS AND CONDITIONS REQUIRE THE USE OF ARBITRATION TO RESOLVE DISPUTES, RATHER THAN JURY TRIALS.

1. Definitions. As used herein:
1.1 “ACH Authorization” has the meaning set forth in Section 3.2.
 
1.2 “Administrator” means an employee of Company, such as a cost center manager or finance manager, designated by Company to be responsible for tracking usage of the Cards and Company’s participation in the Program.
 
1.3 “Affiliate" means an entity or entities directly or indirectly controlling, controlled by, or under common control with a party to these Terms and Conditions and "control" means the possession, directly or indirectly, of the power to direct or cause the direction of the management and policies of a controlled entity, whether through the ownership of voting securities, by contract or otherwise.
 
1.4 “Agreement” means, collectively, the Application, Order Form, these Terms and Conditions, the Services Fee Schedule, our Privacy Policy, the Terms of Use and the Card Account Agreement, as each may be updated or amended from time to time.
 
1.5 “Application” means the CenterCard Visa® Business Debit Card and Account Program Application.
 
1.6 “Card” means a debit or credit payment access device issued to Company that is branded with a Center ID trademark, as provided in Center ID’s sole discretion.
 
1.7 “Card Transaction” means a transaction made using a Card.
 
1.8 “Cardholder” or “User” means any employees, Administrators, Company Affiliates, contractors, agents or other individuals authorized by Company to use the Services or Cards on Company’s behalf pursuant to the Program and the Agreement.
 
1.9 “Card Account Agreement” means the CenterCard Visa Business Debit Card Account Agreement between the Issuer and the Cardholder, as updated or amended by Issuer from time to time.
 
1.10 “Center ID Information" means all proprietary information of Center ID used in the provision or receipt of the Services or Program, including Software, documents, drawings, data, code, and System created, or otherwise owned, by Center ID or licensed by Center ID from third parties related to the Services, Software, Documentation, System, or Program and all modifications thereof, and all intellectual property rights therein.
 
1.11 “Company”, “you” or “your” means the entity that submitted an executed Application and has been approved for use of the Services.
 
1.12 "Company Data” means, other than Resultant Data, information, data and other content, in any form or medium, that is collected, downloaded or otherwise received, directly or indirectly from Company, a Company Affiliate or any User by or through the Program or related services or that incorporates or is derived from the processing of such information, data or content by or through the Program or related services.
 
1.13 “Company Information" means all confidential or proprietary information and data provided to Center ID by Company or any User.
 
1.14 "Confidential Information" means any non-public information of a party, which a party designates in writing as being confidential when it is disclosed, or which, given the nature of the information or circumstances in which it is provided, should be treated as confidential. Confidential Information of a party includes but is not limited to, business plans, business methods, financial information, products, services, data, specifications, documentation, inventions, processes, trade secrets, know-how, customers, designs, drawings, computer code, algorithms, formulas, passwords and the terms of the Agreement. Confidential Information does not include information which: (a) was rightfully in the possession of the receiving party prior to receiving it from the disclosing party; (b) is independently developed by the receiving party without use of or reliance upon the Confidential Information of the disclosing party; (c) was in the public domain at or subsequent to the time of disclosure (through no breach of the receiving party); or (d) is obtained in good faith from a third party not under any obligation of confidentiality.
 
1.15 "Documentation" means any Program materials that Center ID makes generally available to its customers, either online or in electronic or hard copy format.
 
1.16 “Effective Date” has the meaning set forth in Section 9.1.
 
1.17 “Fees” has the meaning set forth in Section 4.4.
 
1.18 “Issuer” and "Issuing Bank" means the financial institution that issues the Cards.
 
1.19 “License” has the meaning set forth in Section 2.4.
 
1.20 “Master Funding Account” means the business-purpose deposit account in a Company's name at the Card issuing bank which is funded by Company using ACH or other means, including automated transfers initiated through the CenterCard System. The Master Funding Account is the source of funds for purchases made using the Cards and for the payment of Fees to Center ID during the Term of the Agreement.
 
1.21 “Order Form” means a CenterCard quote or sales order that defines the pricing and features included in this Agreement, which Order Form is incorporated into this Agreement by this reference.
 
1.22 “Password(s)" means the confidential passwords or other means that allows User(s) to access and use the Software.
 
1.23 “Privacy Policy” means the Center ID Privacy Policy posted to the Site, as such policy may be updated or amended from time to time.
 
1.24 “Program” means the Services, and the Cards, Software and System used to provide such Services.
 
1.25 "Resultant Data” means information, data and other content that is derived by or through the Program, Services or from processing Company Data and is sufficiently different from such Company Data that such Company Data cannot be reverse engineered or otherwise identified from the inspection, analysis or further processing of such information, data or content.
 
1.26 “Services” means the CenterCard spend management and corporate Card services described in the Agreement and all other services provided by Center ID to Company and its Users pursuant to the Program and the Agreement.
 
1.27 “Services Fee Schedule” means, as applicable, Center ID’s then current fee schedule applicable to the Services or the fee schedule executed by the parties.
 
1.28 “Site” means the website maintained by Center ID at centercard.com, or other URL designated by Center ID from time to time.
 
1.29 "Software" means the CenterCard mobile application(s), the cloud software, and the web-based software that support the provision of expense visibility and controls and related services, and any Updates provided pursuant to the Agreement.
 
1.30 “System” means the Software, the computer system platform on which the Center ID cloud software and dashboard application are hosted, and all related products and devices for CenterCard.
 
1.31 “Term” has the meaning set forth in Section 9.1.
 
1.32 “Terms of Use” means the CenterCard Spend Management Services Terms of Use applicable to all Users, as such terms may be updated or amended from time to time.
 
1.33 “Updates" means any modifications, updates, enhancements, corrections or new versions of the Software and Documentation that Center ID generally provides to its customers free of charge.
 
2. The Services.
2.1 Services.  We have developed an innovative corporate card known as CenterCard® Visa® Business Debit Card (“CenterCard”) and related services that help organizations fully automate the management of their spending. Through the Services, we provide a corporate card bundled with our proprietary Center Expense software that provides real-time visibility and controls from point of sale to general ledger.
 
2.2 Application and Card Issuance; Compliance with Your Obligations.  You will need to complete and submit an Application and be approved for participation in the Program. Your use of the Services and participation in the Program is conditioned on your compliance with your obligations under this Agreement.
 
2.3 Software and System.  Subject to and conditioned on your and your Users’ compliance with the terms and conditions of the Agreement, during the Term, we shall use commercially reasonable efforts to provide the Services to you and your Users in accordance with the terms and conditions of the Agreement. We reserve the right, in our sole discretion, to make any changes, amendments, modifications or Updates to the Services, or any portion thereof, that we deem necessary or useful to:
a. maintain or enhance the:
i. quality or delivery of the Services,
ii. competitive strength of or market for the Services,
iii. cost efficiency or performance of the Services, or
iv. update or otherwise modify the Services; or
b. comply with applicable law.
 
Certain Services may be subject to additional terms and conditions specified by us from time to time.  Your use of such Services is subject to your agreement to those additional terms and conditions, which, upon your acceptance or use of such Services, will be thereby incorporated into the Agreement by this reference.
 
2.4 License Grant. Subject to the terms and conditions of the Agreement, we hereby grant to you to a limited, non-exclusive, non-transferable, non-sublicensable, right and license to access and use (including without limitation via remote access) the Services, Software, System, and Documentation, solely in connection with the Program, and solely by Users (“License”). The License will commence on the earlier of (a) the Effective Date of the Agreement or (b) when you or your Users are granted access to the Services, and will continue until terminated in accordance with Section 9 (Term; Termination).
 
2.5 Services Support. We provide support services for the Services. Contact information and support hours are available on our Site at support.centercard.com. We may provide training classes for the Services from time to time in our discretion. When Cards are distributed to Users, it will include a copy of the Card Account Agreement and any other materials that we specify.
 
2.6 Customization. Nothing herein obligates us to make any customization to the Services for you. Any such customization services shall be mutually agreed by the parties under a separate written agreement.
 
3. Your Use of the Services and Participation in the Program.
3.1 Master Funding Account. Before using the Services, you must link one or more external bank accounts to your Master Funding Account using the CenterCard administrative web site accessed through our Site.  Linked accounts will be used to fund all Card Transactions, pay all Fees that are due under the Agreement, and pay all amounts that are due to the Issuer pursuant to the Card Account Agreement. See Section 4 for more details. You are responsible for resolving all disputes with Users regarding amounts credited or debited to any Card account.
 
We reserve the right to accept or reject any request to load funds to the Master Funding Account.  Loads are subject to appropriate anti-fraud verification.  Prior to crediting loads to the Master Funding Account and making funds available to any Cardholder, certain delays may be required to assure funds are available for such loads.
 
3.2 Company’s ACH Authorization. You hereby provide Center ID and Issuer, as applicable, with your authorization, as further described in this Section 3.2, to automatically debit your linked accounts and the Master Funding Account, as applicable, for all Card Transactions, all Fees due pursuant to the Agreement, and any amounts due to Issuer pursuant to the Card Account Agreement (each an “ACH Authorization”). 
 
3.2.1 ACH Authorization to Debit Your Linked Accounts. You authorize us to move funds to your Master Funding Account by debiting funds from your account(s) linked in the CenterCard administrative web site. Funds will be moved using the Automated Clearinghouse (ACH) network governed by the rules established by the National Automated Clearinghouse Association (NACHA) or other method that we may request in our sole discretion. These debits are bound by NACHA rules for business-related ACH debits and you agree to be bound by the NACHA rules. You authorize us to make correcting debits and credits and will cooperate with us to recover and return any amounts erroneously loaded to the Master Funding Account or any subaccount.
 
3.2.2 Manner and Timing of Debits. Funds transfers may be manually initiated by you, by us, or automatically triggered based on logic designed to maintain funds adequate to meet forecasted Card Transactions and Fees. You agree to cooperate with us to establish appropriate funding levels and agree to maintain adequate funds in linked accounts to support the expected ACH debits. If we cannot collect Fees due via ACH, you agree to immediately pay all amounts owed using a payment method acceptable to us.
 
3.2.3 Withdrawing Your ACH Authorization or Changing Linked Accounts. To withdraw the ACH Authorization from a linked account, you must add a second linked account in the CenterCard administrative web site, and then delete the first linked account. Any linked accounts set up in the CenterCard administrative web site are subject to the ACH Authorization you provide to us. You acknowledge and agree that you are required to maintain the Master Funding Account and an ACH Authorization for debiting Fees from the Master Funding Account throughout the Term.
 
3.3 Equipment and System; Implementation and Testing; and Company Data and Company Information. To be eligible to use the Services, you agree you must continue to satisfy your obligations under this section, which obligations include:
  • obtaining and maintaining at your expense all necessary hardware, software, Internet connections and other items necessary for you to access and use the Services and Program;
  • installing the Software, including set-up, configuration and all interfaces and interaction with any third-party software;
  • providing the ACH Authorization(s) and other approvals as required to link the Master Funding Account at the issuing bank with your external funding account(s);
  • performing test transactions; and
  • collecting, inputting and updating all Company Data and Company Information related to Company's use of the Services and Program and backup of all Company Data and Company Information related to your use of the Services and Program.
 
We reserve the right in our sole discretion to charge you an implementation fee, which you will pay in accordance with Section 4.
 
3.4 Restrictions on Use of Services and Cards. You agree to use the Services solely for your own internal business purposes. You and you Users shall not, directly or indirectly: (a) sell, lease, sublicense or otherwise transfer the Services, Center ID Information, Software, Documentation or System and related services; (b) alter or permit a third party to alter any part of the Services, Center ID Information, Software, Documentation or System; (c) use or permit the use of the Services, Center ID Information, Software, Documentation, or System to provide services to third parties; (d) copy, modify or make derivative works based on the Services, Center ID Information, Software, Documentation, System or the Site; (e) disassemble, decompile, reverse engineer or otherwise attempt to derive source code or other trade secrets from the Services, Center ID Information, Software, Documentation, System or the Site; (f) frame or mirror any of the Site pages or other content which is accessed as, or forms part of, the Services, Software or System; (g) use the Services or Program to knowingly transmit material containing software viruses or other harmful or deleterious computer code, files, scripts, agents, or programs; (h) knowingly interfere with or disrupt the integrity or performance of the Services or Program or the data contained therein; or (i) attempt to gain unauthorized access to the Services or Program.
 
You agree that you and your Users will: (i) use the Cards as a corporate card solely for commercial business purposes; (ii) not use the Card for personal, family or household purposes; (iii) not use the Card at gambling websites or to purchase illegal goods or services; (iv) promptly notify us and Issuer (in accordance with the Cardholder Agreement) of any loss or theft of the Card; (v) promptly notify us and Issuer (in accordance with the Card Account Agreement) of the loss, theft, or unauthorized disclosure of the PIN or password used to access the Master Funding Account or Card accounts; (vi) not use the Card for payroll expenses; and (vii) use the Card only as permitted by the Agreement and the Card Account Agreement. The Card may not be accepted by certain merchants whose goods or services are not legal for minors. The Issuer may refuse to process any Card Transaction that it believes violates the terms of the Card Account Agreement or the Agreement. We or the Issuer may suspend the Master Funding Account to investigate any unusual activity that may indicate any Cards issued to the Master Funding Account are being used for restricted activities.
 
We may but are not required to provide the ability to prevent or restrict usage of Cards for purchases based on merchant category Codes (“MCCs”) that you request. Neither we nor the Issuer will be liable for transactions declined or approved contrary to your request. MCC restriction capabilities are limited to the extent accurate MCC data regarding the transaction authorization request is received and the accurate designation of such MCC by a card network and merchant. MCC designation is determined by the card network and the merchant.
 
You agree to establish, implement and maintain policies and procedures designed to ensure that Users comply with this Section 3.4, the Card Account Agreement and the Terms of Use applicable to Users. If you or any User fail to comply with the restrictions on use contained in this Section 3.4, the Card Account Agreement or the Agreement, we reserve the right to (a) immediately terminate or suspend the Master Funding Account and any Cards associated with that account; (b) immediately terminate or suspend the Agreement, and/or (c) immediately disable or suspend any unauthorized use of the App, Services, Cards or Program.
 
3.5 Account Limitations. Cards will be issued and activated in accordance with the Card Account Agreement.  In addition to any limitations specified in the Card Account Agreement, we or Issuer may impose:  spending limits, limitations on the number or dollar amount of Card Transactions Users can make with Cards, and/or limitations on the maximum balance of the Maser Funding Account and Cards at any time.
 
3.6 Managing Accounts. Through the CenterCard administrative web site accessed through our Site, your Administrator will have administrative access to the Master Funding Account and all Card accounts and will be able to view and print Card Transaction activity for all Cards associated with the Master Funding Account. No Card Transaction may exceed the balance available in the Master Funding Account and you agree to promptly reimburse us for any shortfalls in the Master Funding Account.
 
3.7 Users. You are solely responsible for the selection of Users and for all User permission levels, including the addition and removal of all User permissions. You agree to notify all Users of, and agree to be liable for each User's compliance with, the terms and conditions of the Agreement, the Cared Account Agreement and the Terms of Use. You agree to use commercially reasonable efforts to prevent unauthorized access to or use of the Services and Program and will promptly notify us of any unauthorized access or use of which you become aware. Notwithstanding such efforts and notice, you are responsible and liable for your and your Affiliates’ intentional and negligent acts and omissions, as well as those of all Users in connection with the Agreement. Any failure by you, your Affiliates or any User to comply with the terms and conditions applicable to you in the Agreement or the Card Account Agreement will constitute a material breach of the Agreement by you. Any failure by any User to comply with the terms and conditions of the Card Account Agreement or any failure by you to comply with the terms and conditions applicable to the Master Funding Account will constitute a material breach of the Agreement by you. Upon our request, you will provide a list of all original and any additional User names, addresses, e-mail addresses, telephone numbers and contact personnel.  You will promptly provide any additional or updated User information as we or the Issuing bank may request from time to time.
 
You are solely responsible and liable for all Card Transactions and Cardholder Fees (defined below) made or incurred by any individuals given access to Cards even if they are not the person associated with or named on the Card. Center ID, Issuer or our service providers may deny or reverse Card Transactions for any reason. We are not responsible for any losses, damages, or harm caused by a Card Transaction that is denied or reversed. Your Affiliates may be required to submit a separate Application before we will grant access to the Services to such Affiliate(s).
 
3.8 Passwords. You and each of your Users are responsible for all use of, and maintaining the confidentiality of, its Password(s) and for all activities of any person or entity that occur under any Password. Sharing of Passwords, Company Data and Company Information is at your and each User’s own risk.
 
3.9 Electronic Communications and Notices. You agree to receive all notices and communications from us electronically.
 
3.10 License Grant. You, for yourself and on behalf and with the authority of all Users, grant to us a non-exclusive license during the Term to use, reproduce, modify, store, perform, publish, display and distribute to you and Users the Company Data and the Company Information and otherwise use Company Data and Company Information in connection with providing the Services.
 
3.11 Cellular Phone Contact; Text Messages. By providing us with a telephone number for a cellular phone or other wireless device, including a number that you later convert to a cellular number, you are expressly consenting to receiving communications — including but not limited to prerecorded or artificial voice message calls, text messages, and calls made by an automatic telephone dialing system—from us and our affiliates and agents at that number. This express consent applies to each such telephone number that you provide to us now or in the future and permits such communications for non-marketing purposes. Calls and messages may incur access fees from your cellular provider. From time to time we may monitor and/or record telephone calls between you and us to assure the quality of our customer service or as required by applicable law.

4. Fees; Expenses. The following fees apply to the use of the Services and the Cards:

4.1 Cardholder Fees. The fees that apply to your use of the Cards are set forth or referenced in the Card Account Agreement (“Cardholder Fees”). You acknowledge and agree that the Cardholder Fees incurred for all Cards will be posted to and shown on the balance history for the Card account for the initial Card issued to Company (i.e., the “master” Card for Company) and will be deducted from such Card account by the Issuer.
 
4.2 License Fees. For the use of the Services, you will be charged a monthly per seat license fee for each Active User (a “License Fee”).  License Fees are specified in the Order Form. 
 
4.3 Implementation Fees. You agree to pay us the implementation fees and other fees specified in a statement of work (“SOW”) executed by the parties. Any such fees will be agreed in advance with Company and documented in the SOW.
 
4.4 Invoices; Form of Payment. The Cardholder Fees, License Fees and Implementation Fees are collectively referred to as “Fees”.  We will issue monthly invoices and you agree all Fees will be automatically paid via ACH debit in accordance with Section 3.2 above no later than (30) days after the date of the invoice, unless otherwise agreed by the parties in writing. You hereby provide an ACH Authorization to us to debit the Master Funding Account for all Fees during the Term. You agree to fund the Master Funding Account in an amount sufficient to cover all Fees and all amounts required to support your participation in the Program. You are responsible for providing complete and accurate billing and contact information to us and notifying us of any changes to such information.  We may, but will not be required to, accept Fee payments made by credit card, debit card, wire transfer or ACH from another bank account, unless otherwise provided in a SOW.  We reserve the right to charge a fee for any of the foregoing payment methods, subject to applicable law.
 
4.5 Late Payment; Set Off. If you fail to make any payment when due, or if sufficient funds are not maintained in the account specified in the ACH Authorization or the Master Funding Account, to make such payments when due, then, in addition to all other remedies that may be available and to the extent allowed by applicable law:
  • we may collect from any linked account that is currently or previously linked, or set off, debit, or collect from amounts in a another Program account that you hold jointly with a third party or open in the future even if your original Program account has been closed, subject to applicable law;
  • if you have not cured the shortfall within 10 days, we may charge a late fee of 5 percent of the past due amount to the extent permitted under applicable law;
  • you shall reimburse us for all reasonable costs we incur in collecting any late payments or interest, including attorneys’ fees, court costs and collection agency fees; and
  • if such failure continues for thirty (30) days following written notice thereof, we may suspend performance of the Services provided under the Agreement until all past due amounts and interest thereon have been paid, without incurring any obligation or liability to you or any other person by reason of such suspension.
  • Fines, Penalties and Expenses. You agree to pay all fines, penalties and fees imposed on us by Issuers, regulators, or government agencies for your breach or violation of the Agreement.
  • Taxes. All Fees and other amounts payable by you under the Agreement are exclusive of taxes and similar assessments. You are responsible for all sales, use, and excise taxes, and any other similar taxes, duties, and charges of any kind imposed by any federal, state, or local governmental or regulatory authority on any amounts payable by you hereunder, other than any taxes imposed on our income.

5. Representations and Warranties. You represent and warrant to us that: (a)  Company is duly organized, validly existing and in good standing under the laws of the jurisdiction of its formation; (b) Company has the full right, power and authority to enter into and perform its obligations and grant the rights, licenses, consents and authorizations it grants or is required to grant under the Agreement; (c)  the Agreement will constitute the legal, valid and binding obligation of Company, enforceable against Company in accordance with its terms; (d) all information provided by Company to Center ID or Issuer is true, correct and complete; and (e) Cards will only be used for business purposes.

6. Disclaimer of Warranties by Center ID. THE CENTER ID INFORMATION, SERVICES, SOFTWARE, DOCUMENTATION, SYSTEM AND PROGRAM ARE PROVIDED ON AN “AS IS” AND "AS AVAILABLE" BASIS, WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND, WHETHER EXPRESS, STATUTORY, IMPLIED, OR OTHERWISE, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, TITLE OR ANY WARRANTIES ARISING FROM COURSE OF DEALING, COURSE OF PERFORMANCE, OR TRADE USAGE.

CENTER ID MAKES NO WARRANTY WITH RESPECT TO ANY THIRD-PARTY SOFTWARE, PRODUCTS OR SERVICES USED IN CONNECTION WITH THE SOFTWARE OR SYSTEM, OR THE INSTALLATION, SETUP OR CONFIGURATION OF, OR INTERFACES, OR INTEROPERABILITY WITH, ANY THIRD-PARTY SOFTWARE, PRODUCTS OR SERVICES. 

NEITHER CENTER ID NOR ANY PERSON ASSOCIATED WITH CENTER ID MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE SERVICES, SOFTWARE, SYSTEM OR PROGRAM. WITHOUT LIMITING THE FOREGOING, NEITHER CENTER ID NOR ANYONE ASSOCIATED WITH CENTER ID REPRESENTS OR WARRANTS THAT THE SERVICES, SOFTWARE, SYSTEM, PROGRAM OR ANY ITEMS OBTAINED THROUGH THE SERVICES WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SERVICES, SOFTWARE, SYSTEM, PROGRAM OR THE SERVER THAT MAKES ANY OF THE FOREGOING AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE SERVICES, SOFTWARE, SYSTEM, PROGRAM OR ANY ITEMS OBTAINED THROUGH THE SERVICES WILL OTHERWISE MEET COMPANY’S OR USERS’ NEEDS OR EXPECTATIONS.

THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

7. Confidential Information.
7.1 Center ID Information. You acknowledge that the Center ID Information contains trade secrets, confidential information and other valuable proprietary information owned by Center ID or its licensors, and that Center ID is granting you access to the Center ID Information only for purposes of your receipt of the Services in accordance with the Agreement. You are responsible for the actions and omissions of Users with respect to Center ID Information.
 
7.2 Confidentiality. Company and Center ID will each use commercially reasonable efforts to preserve the confidentiality of the other party's Confidential Information. The receiving party will not disclose the disclosing party's Confidential Information to any third party (other than as necessary for Center ID's performance under the Agreement or any personnel services agreement) or use the disclosing party's Confidential Information for its own or any third party's benefit, other than its own use as necessary to access and use, in the case of Company, or deliver or improve, in the case of Center ID, the Services. Notwithstanding the foregoing, Center ID will have the right to disclose that Company is a customer of Center ID. If you are compelled by law to disclose our Confidential Information, you will provide us with prior notice of such compelled disclosure and reasonable assistance (at your cost) if we wish to contest the disclosure. Nothing herein shall restrict us from collecting, using and analyzing general information and data from our customers (including Company) in accordance with our Privacy Policy.
 
7.3 Feedback. You or a User may from time to time provide suggestions, comments or other feedback (“Feedback”) to us with respect to the Services or Program. All such Feedback will be treated as Confidential Information of Center ID and Center ID will own and be free to use, implement and otherwise exploit the Feedback without restriction or obligation to you or any User.
 
7.4 Remedies. If the receiving party discloses or uses (or threatens to disclose or use) any Confidential Information of the other party in breach of these Terms and Conditions, the other party shall have the right, in addition to any other remedies available to it, to seek injunctive relief to enjoin such acts, it being specifically acknowledged by the parties that any other available remedies may be inadequate.

 

8. Proprietary Rights. We or our licensors or successors in interest will retain all right, title and interest (including copyright and other intellectual property rights) relating to the Services, Software, Documentation, System, Resultant Data, Program and Center ID Information and all legally protectable elements or derivative works thereof. In furtherance of the foregoing, you hereby unconditionally and irrevocably grant to us an assignment of all right, title and interest in and to the Resultant Data, including all intellectual property rights relating thereto. You will retain all right, title and interest (including copyright and other intellectual property rights) in the Company Data and the Company Information and all legally protectable elements or derivative works thereof.

9. Term; Termination.
9.1 Term. If your Application is approved, the Agreement is effective when you submit an Application (the “Effective Date”). The term of the Agreement will commence on the issuance of the initial Card and, unless terminated earlier pursuant to any of the Agreement’s express provisions, will continue for one (1) year (the “Initial Term”). Following the Initial Term, the Agreement will automatically renew for additional successive term(s) of one (1) year each unless earlier terminated pursuant to the Agreement’s express provisions or either party gives the other party written notice of non-renewal at least sixty (60) days prior to the expiration of the then-current term (each a “Renewal Term” and, collectively, together with the Initial Term, the “Term”).
 
9.2 Termination. Either party may terminate the Agreement at any time if the other party (a) materially breaches any provision of the Agreement and fails to cure such material breach, if capable of cure, within thirty (30) days of written notice describing such breach; or (b) becomes the subject of a voluntary or involuntary petition in bankruptcy or any proceeding relating to insolvency, reorganization, or receivership, or a trustee, receiver, or liquidator is appointed for the other party or a substantial part of its assets, or if the other party becomes insolvent, unable to pay its debts as they become due, or makes an assignment for the benefit of its creditors. We may suspend or terminate access to the Services or your Card account(s) if we believe you have breached or otherwise violated the Agreement or if required by the Issuer. We may terminate or suspend the Agreement immediately upon notice to you if our agreement with the issuing bank is terminated or suspended, or as otherwise set forth in the Agreement.
 
9.3 Effect of Termination. Upon expiration or termination of the Agreement, the Services, a Program or any applicable License for any reason: (a) we may disable all User accounts and cease providing and have no further obligation to provide the Services or Program to you or any User; (b) all rights and licenses granted hereunder will terminate; (c) you will, and will cause all Users to, stop using the Services and Program; (d) all Cards will be terminated and we will instruct the issuing bank to return any unused funds from the Cards to you following the payment of all Fees and other amounts that are owed to us; (e) you will promptly return or destroy all copies of Center ID’s Confidential Information in your possession or control; (f) we may retain Resultant Data and any data required by law to be retained; and (g) the parties' rights and obligations under Sections 3, 4, 6, 7, 8, 9.3, 10, 11 and 12 survive such expiration or termination. During the ninety (90) day period following the expiration or termination of the Agreement, the Services, or a Program, you may request Company Data maintained by us, the content and format of which will be determined by us in our sole discretion.
 
10. Limitation of Liability.
10.1 Limitation of Liability. IN NO EVENT WILL CENTER ID, ITS AFFILIATES OR LICENSORS BE LIABLE FOR ANY AMOUNT IN EXCESS OF THREE (3) TIMES THE AVERAGE MONTHLY AMOUNT PAID TO CENTER ID BY COMPANY UNDER THE AGREEMENT DURING THE TWELVE (12) MONTH PERIOD PRECEDING THE OCCURRENCE OF THE EVENT GIVING RISE TO SUCH LIABILITY, HOWEVER CAUSED, AND ON ANY THEORY OF LIABILITY, INCLUDING, WITHOUT LIMITATION, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR OTHERWISE.
 
10.2 Consequential Damages. UNDER NO CIRCUMSTANCES WILL CENTER ID OR ITS AFFILIATES OR LICENSORS BE LIABLE FOR ANY TYPE OF INCIDENTAL, SPECIAL, PUNITIVE, INDIRECT OR CONSEQUENTIAL DAMAGES, INCLUDING, BUT NOT LIMITED TO, LOST REVENUE, LOST PROFITS, REPLACEMENT GOODS OR SERVICES, COST OF REPLACEMENT GOODS OR SERVICES, LOSS OF TECHNOLOGY, DATA, CUSTOMER DATA, CUSTOMER INFORMATION, RIGHTS OR SERVICES OR INTERRUPTION OR LOSS OF USE OF SOFTWARE, SERVICES, INFORMATION OR EQUIPMENT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, ARISING UNDER ANY THEORY OF LIABILITY, INCLUDING WITHOUT LIMITATION CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR OTHERWISE.
 
10.3 Force Majeure. CENTER ID, ITS AFFILIATES AND LICENSORS WILL NOT BE LIABLE FOR AND WILL NOT BE RESPONSIBLE TO COMPANY FOR ANY DELAY, MISTAKE OR FAILURE TO PERFORM UNDER THE AGREEMENT IF SUCH DELAY, MISTAKE OR FAILURE RESULTS FROM FIRE, EXPLOSION, LABOR DISPUTE, EARTHQUAKE, CASUALTY OR ACCIDENT, LACK OR FAILURE OF TRANSPORTATION FACILITIES AND/OR SERVICES, LACK OR FAILURE OF ELECTRICAL UTILITIES AND/OR TELECOMMUNICATIONS FACILITIES AND/OR SERVICES INCLUDING INTERNET SERVICES, EPIDEMIC, FLOOD, DROUGHT, OR BY REASON OF WAR, REVOLUTION, RIOT, CIVIL COMMOTION, BLOCKADE OR EMBARGO, ACTS OF GOD, ACTS OF TERRORISM, ANY INABILITY TO OBTAIN ANY REQUISITE LICENSE, PERMIT OR AUTHORIZATION, OR BY REASON OF ANY LAW, PROCLAMATION, REGULATION, ORDINANCE, DEMAND OR REQUIREMENT OF ANY GOVERNMENT OR ANY OTHER CAUSE BEYOND THE REASONABLE CONTROL OF CENTER ID.
 
10.4 Acknowledgement. COMPANY acknowledgeS that CENTER ID has set its prices and entered into thE Agreement in reliance upon the limitations of liability and the dIsclaimers of warranties and damages set forth in thE Agreement and that the same form an essential basis of the bargain between the parties. The parties agree that the limitation and exclusions of liability and disclaimers specified in THESE TERMS AND CONDITIONS will survive and apply even if found to have failed of their essential purpose.

 

11. Indemnification. You agree to indemnify, defend and hold harmless Center ID, its Affiliates and each of their respective officers, directors, employees and agents from and against all claims, demands, causes of action, liabilities, damages, costs and expenses (including reasonable attorneys' fees) (collectively, Claims) by any third party arising out of (a) any material breach of the Agreement by Company or any Company Affiliate or User; (b) the negligent or willful acts or omissions of Company or any Company Affiliate or User; (c) any breach of confidentiality by Company or any Company Affiliate or User; or (d) any claim alleging that the Company Data or the Company Information infringes or otherwise violates any patent, trade secret, copyright, trademark, privacy, publicity or other intellectual property or proprietary right of any third party. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter subject to indemnification hereunder. No settlement that affects our rights or obligations may be made without our prior written approval.

 

12. General.
12.1 Assignment. You shall not assign or delegate your rights or obligations under the Agreement without our prior written consent, which consent will not be unreasonably withheld, conditioned, or delayed. No delegation or other transfer will relieve you of any of your obligations or performance under the Agreement. Any purported assignment, delegation or transfer in violation of this Section 12.1 is void. We may assign, delegate or otherwise transfer our rights or obligations under this Agreement in our sole discretion. The Agreement will be binding upon and inure to the benefit of the parties, their successors and assigns.
 
12.2 Independent Contractors. The parties are and will remain independent contractors and neither party by virtue of the Agreement will have any right, power or authority to act or create any obligation, express or implied, on behalf of the other party.
 
12.3 Notices. Any notice or communication under the Agreement will be in writing and sent to the following addresses, or such other address as Company, User or Center ID may provide under this Section. Notices may be delivered and will be deemed received: (a) by hand delivery, upon receipt thereof; (b) by mail, three (3) days after deposit in the United States mails, postage prepaid, certified mail, return receipt requested; (c) by next day delivery service, upon such delivery; or (d) on the date sent by email (with confirmation of transmission) if sent during normal business hours of the recipient, and on the next business day if sent after normal business hours of the recipient.
 
                        To Center ID:               Center ID
                                                            P.O. Box 3387
                                                            Bellevue, WA 98009
                                                            Attn: CenterCard Legal
                                                            Email Address: legal@centerid.com
 
Any notices to you required or permitted hereunder shall be given at the address provided by you on the Application, or as subsequently updated and communicated to us. Upon our request, you will deliver notices at your sole cost and expense to Users on our behalf or on behalf of the Issuer.
12.4 Governing Law; Jurisdiction; Arbitration.
12.4.1 Governing Law. You and we agree that this Agreement will be governed by and construed in accordance with the internal laws of the State of Washington, without regard to its conflicts of laws provisions. You acknowledge that we are headquartered in the State of Washington and that this Agreement is entered into by you and us in the State of Washington.
 
12.4.2 Claims Subject to Arbitration. Any dispute, controversy or claim arising out of or relating to the Agreement or the breach, termination or validity of the Agreement will be submitted to arbitration as prescribed herein. Any arbitration related to the Agreement will be governed by and construed in accordance with the provisions of Section 12.4.1 above.
 
12.4.3 Process. You agree to arbitration before a single arbitrator knowledgeable and experienced in matters of software and copyright law appointed by Judicial Arbitration and Mediation Services (JAMS) upon demand by any party to the Agreement. Such arbitrator will conduct the arbitration in accordance with JAMS rules and procedures, unless otherwise provided herein. The arbitration will be conducted in Bellevue, Washington. The arbitrator’s decision and award will be final and binding, and judgment upon the award rendered by the arbitrator may be entered in any court having jurisdiction thereon. Any duty to arbitrate under the Agreement will remain in effect and enforceable after termination of the Agreement for any reason. Because both parties to the Agreement have been represented by legal counsel, and the parties have had the opportunity to negotiate individual provisions of the Agreement, the arbitrator will not construe any ambiguity that may exist in the Agreement in favor of or against either party. For the purposes of enforcement of any award, the parties both irrevocably consent to jurisdiction and venue in the courts of the State of Washington.
 
12.4.4 Attorneys’ Fees. In the event a proceeding is brought by either party hereto alleging a default under the Agreement or for any claim, demand or cause of action found to have been discharged hereby, the prevailing party in such proceeding shall be entitled to recover reasonable attorneys’ fees and costs.

 

12.5 Use of Marks. You consent to our use of your name, logo and other trademarks in connection with the Site, marketing materials and customer lists. You grant us a limited license to use your trademarks or service marks for this purpose.  You agree that you will not release or publish news releases, announcements or other publicity relating to the Agreement or to the transactions contemplated herein without our prior review and written approval, except that you may make disclosures required by legal, accounting or regulatory requirements.
 
12.6 Audit. You agree that Center ID,  Issuing Bank, and regulatory authorities which have jurisdiction over Issuing Bank or Center ID shall have the right to audit and inspect your books and records related to your use of the Services or Program and your performance of your obligations with respect thereto, including, but not limited to access to Cardholder spend data, Company Data, Company account data and any marketing materials utilized by the Company related to the Program.
 
12.7 Notification of Communication from Regulatory Authorities.  In the event a communication from a governmental authority regarding the Program is received by the Company:  (1) the Company shall promptly, and in no event later than 48 hours, notify Center ID; (2) Center ID shall commence a review of the communication and create a response to the communication and/or arrange a conference with the governmental authority from which such communication was received, subject to Company's ongoing cooperation; and, (3) Center ID shall design and execute an action plan in response to the communication and/or as a result of communications or discussions with the governmental authority and provide Company with ongoing status reports in connection with the same. Such action plan may include, if commercially reasonable, modifications to the Program.  Company also agrees to cooperate should Center ID receive a communication from a governmental authority regarding the Program.
 
12.8 Waiver. The failure by a party to exercise any rights hereunder will not operate to be deemed a waiver of such party's right or any other right in the future.
 
12.9 Severability. If any provision of the Agreement is held to be invalid, illegal or unenforceable by a court of competent jurisdiction, that provision will be deemed limited or omitted to the minimum extent necessary, and the balance of the Agreement will continue in full force and effect.
 
12.10 Compliance with Laws. Each party will comply with all applicable federal, state and local laws, rules, orders and regulations and will obtain and maintain at its expense all permits, licenses and government registrations and requirements necessary or appropriate to perform hereunder and will, at its own expense, make all filings with governmental authorities required by applicable law.
 
12.11 Export Regulation. Certain Services or Software may be subject to US export control laws, including the US Export Administration Act and its associated regulations. You shall not, directly or indirectly, export, re-export, or release those Services or Software to or make them accessible from any jurisdiction or country to which export, re-export, or release is prohibited by law, rule or regulation.
 
12.12 Entire Agreement. The Agreement, which consists of the Application, Order Form, these Terms and Conditions, the Service Fee Schedule, our Privacy Policy, the Terms of Use and the Card Account Agreement, as each may be updated or amended from time to time, constitutes the entire agreement of the parties with respect to the subject matter hereof and supersede all prior or contemporaneous proposals, communications and understandings, written or oral. In the event of a conflict between these Terms and Conditions and the terms and conditions in any other document making up part of the Agreement, these Terms and Conditions will control; provided, however: (a) in the event of a conflict between these Terms and Conditions and the Services Fee Schedule, the Services Fee Schedule will control; and (b) in the event of a conflict between these Terms and Conditions and the Card Account Agreement, the Card Account Agreement will control.

+ Terms of Use

CenterCard™ Spend Management Services Terms of Use 

Last updated 9/10/2019

These CenterCard Spend Management Services Terms of Use (“Terms of Use”) govern to your use of the Services and Program provided to you (“User”, “Cardholder”, “you” or “your”) for use pursuant to and subject to the CenterCard Spend Management Services Agreement (the “Agreement”) between Center ID Corp. (“Center ID”, “we” or “our”) and your employer or other person or entity who requested the issuance of a Card for your use (“Company”).

By downloading the App, activating your Card, or by using the Services, you agree to be bound by these Terms of Use. We may update these Terms of Use without prior written notice at any time and in our sole discretion by posting an updated version on our Site. Any updates or changes to these Terms of Use will be in effect as of the “Last Updated Date” referenced in these Terms of Use. Your continued use of the App, Card or Services after the “Last Updated Date” will constitute your acceptance of and agreement to such updates. If you do not agree to these Terms of Use, or updates to these Terms of Use, do not use the App, Card or the Services.

You acknowledge and agree that the Card will not be treated as a consumer card under the provisions of state and federal law.  We and the Issuer will assume that all Card Transactions will be for business purposes.

THESE TERMS AND CONDITIONS REQUIRE THE USE OF ARBITRATION TO RESOLVE DISPUTES, RATHER THAN JURY TRIALS. 

1. Definitions.  As used herein: 

1.1 “Administrator” means an employee of Company, such as a cost center manager or finance manager, designated by Company to be responsible for tracking usage of the Cards and Company’s participation in the Program. 
 
1.2 “Affiliate" means an entity or entities directly or indirectly controlling, controlled by, or under common control with a party to these Terms and Conditions and "control" means the possession, directly or indirectly, of the power to direct or cause the direction of the management and policies of a controlled entity, whether through the ownership of voting securities, by contract or otherwise. 
 
1.3 “Card” means a debit or credit payment product issued to you at Company’s direction that is branded with a Center ID trademark, as provided in Center ID’s sole discretion. 
 
1.4 “Card Transaction” means a transaction made using a Card. 
 
1.5 “ Card Account Agreement between the Issuer and the Cardholder, as updated or amended by Issuer from time to time. 
 
1.6 “Center ID Information" means all proprietary information of Center ID used in the provision or receipt of the Services or Program, including Software, documents, drawings, data, code, and System created, or otherwise owned, by Center ID or licensed by Center ID from third parties related to the Services, Software, Documentation, System, or Program and all modifications thereof, and all intellectual property rights therein. 
 
1.7 "Confidential Information" means any non-public information of a party, which a party designates in writing as being confidential when it is disclosed, or which, given the nature of the information or circumstances in which it is provided, should be treated as confidential. Confidential Information of a party includes but is not limited to, business plans, business methods, financial information, products, services, data, specifications, documentation, inventions, processes, trade secrets, know-how, customers, designs, drawings, computer code, algorithms, formulas, and passwords. Confidential Information does not include information which: (a) was rightfully in the possession of the receiving party prior to receiving it from the disclosing party; (b) is independently developed by the receiving party without use of or reliance upon the Confidential Information of the disclosing party; (c) was in the public domain at or subsequent to the time of disclosure (through no breach of the receiving party); or (d) is obtained in good faith from a third party not under any obligation of confidentiality. 
 
1.8 "Documentation" means any Program materials that Center ID makes generally available to its customers, either online or in electronic or hard copy format. 
 
1.9 “Issuer” means the financial institution that issues the Cards.  
 
1.10 “License” has the meaning set forth in Section 2.4. 
 
1.11 “Password(s)" means the confidential passwords or other means that allows User(s) to access and use the Software. 
 
1.12 “Privacy Policy” means the Center ID Privacy Policy posted to the Site, as such policy may be updated or amended from time to time. 
 
1.13 “Program” means the Services, and the Cards, Software and System used to provide such Services.  
 
1.14 “Services” means the CenterCard spend management and corporate Card services described in the Agreement and all other services provided by Center ID to Company and its Users pursuant to the Program and the Agreement. 
 
1.15 “Site” means the website maintained by Center ID at www.centercard.com, or other URL designated by Center ID from time to time. 
 
1.16 "Software" means the CenterCard mobile application(s), the cloud software, and the web-based software that support the provision of expense visibility and controls and related services, and any Updates provided pursuant to the Agreement.  
 
1.17 “System” means the Software, the computer system platform on which the Center ID cloud software and dashboard application are hosted, and all related products and devices for CenterCard. 
 
1.18 “Updates" means any modifications, updates, enhancements, corrections or new versions of the Software that Center ID generally provides to its customers free of charge.  
 
2. The Services. 
 
2.1 Services.  We have developed an innovative corporate card known as CenterCard™ (“CenterCard”) and related services that help organizations fully automate the management of their spending. Through the Services, we provide a corporate card bundled with our proprietary Center Expense software that provides real-time visibility and controls from point of sale to general ledger. 
 
2.2 Authorized Users and Activating Your Card.  Users authorized by Company will be issued a Card, subject to approval by the Issuer.  You acknowledge and agree that use of the Services and participation in the Program is conditioned on your compliance with your obligations specified in these Terms of Use and in the Cardholder Agreement. To activate your Card, follow the instructions provided with your Card. 
 
2.3 Change and Updates to the Services; Additional Terms and Conditions. We reserve the right, in our sole discretion, to make any changes, amendments, modifications or Updates to the Services, or any portion thereof, in our sole discretion and in accordance with our Agreement with Company. Certain Services may be subject to additional terms and conditions specified by us from time to time.  Your use of such Services is subject to your agreement to those additional terms and conditions, which, upon your acceptance or use of such Services, will be thereby incorporated into these Terms of Use by this reference. 
 
2.4 License Grant. Subject to your strict compliance with these Terms of Use, we hereby grant to you to a limited, non-exclusive, non-transferable, non-sublicensable right and license to access and use (including without limitation via remote access) the Services, Software, System, and Documentation, solely in connection with the Program, and solely for Company’s internal business purposes (“License”). The License will terminate immediately on the earlier to occur of:  (a) the expiration or earlier termination of the Agreement between Center ID and Company; (b) your ceasing to be authorized by Company as a User, or be authorized by Company to use the Services or Program, for any or no reason; (c) our termination of your use of or access to the Services, Card or Program, for any or no reason; or (d) Issuer’s termination or closing of the Card or Card account, for any or no reason  
 
2.5 Card Account and Support. You are responsible for resolving all disputes with Company and/or merchant regarding amounts credited or debited to any Card account. Contact your Administrator with questions regarding your Card account. You may not load funds to a Card. Only Company may load funds to a Card.  
 
2.6 Fraudulent Transactions; Lost or Stolen Cards.  Please see the Card Account Agreement for terms applicable to fraudulent transactions and lost or stolen cards. All fraudulent activity must be reported within the timeframe specified in the Card Account Agreement. All lost or stolen should be reported immediately. 
 
2.7 Equipment. To be eligible to use the Services, you agree you must continue to satisfy your obligations under this section, which obligations include:  (a) obtaining and maintaining at your expense all necessary hardware, software, Internet connections and other items necessary for you to access and use the Services and Program; and (b) installing the Software, including set-up, configuration and all interfaces and interaction with any third-party software. 
 
2.8 Restrictions on Use of Services and Cards. You agree to use the Services solely for Company’s internal business purposes. You shall not, directly or indirectly: (a) sell, lease, sublicense or otherwise transfer the Services, Center ID Information, Software, Documentation or System and related services; (b) alter or permit a third party to alter any part of the Services, Center ID Information, Software, Documentation or System; (c) use or permit the use of the Services, Center ID Information, Software, Documentation, or System to provide services to third parties; (d) copy, modify or make derivative works based on the Services, Center ID Information, Software, Documentation, System or the Site; (e) disassemble, decompile, reverse engineer or otherwise attempt to derive source code or other trade secrets from the Services, Center ID Information, Software, Documentation, System or the Site; (f) frame or mirror any of the Site pages or other content which is accessed as, or forms part of, the Services, Software or System; (g) use the Services or Program to knowingly transmit material containing software viruses or other harmful or deleterious computer code, files, scripts, agents, or programs; (h) knowingly interfere with or disrupt the integrity or performance of the Services or Program or the data contained therein; or (i) attempt to gain unauthorized access to the Services or Program.  
 

You agree that you will: (i) use the Cards as a corporate card solely for commercial business purposes; (ii) not use the Card for personal, family or household purposes; (iii) not use the Card at gambling websites or to purchase illegal goods or services; (iv) promptly notify us and Issuer (in accordance with the Card Account Agreement) of any loss or theft of the Card; (v) promptly notify us and Issuer (in accordance with the Card Account Agreement) of the loss, theft, or unauthorized disclosure of the PIN or password used to access the Card account; and (vi) use the Card only as permitted by Company and the Card Account Agreement. The Card may not be accepted by certain merchants whose goods or services are not legal for minors. The Issuer may refuse to process any transaction that it believes violates the terms of the Card Account Agreement or the Agreement. We or the Issuer may suspend the Card to investigate any unusual activity that may indicate the Card is being used for restricted activities.

 

If you fail to comply with the restrictions on use contained in this Section 2.8 or the Card Account Agreement, we reserve the right to (a) immediately terminate or suspend the Card, and/or (b) immediately disable or suspend any unauthorized use of the App, Services, Card or Program.

 
2.9 Card Transactions.  Cards will be issued and activated in accordance with the Card Account Agreement. Through the App, you will be able to view Card Transaction activity for your Card. No Card Transaction may exceed the amount allocated to your Card by your Administrator. You are solely responsible for Card Transactions made by any individuals given access to Cards even if they are not the person associated with or named on the Card. Center ID, Issuer or our service providers may deny or reverse Card Transactions for any reason. We are not responsible for any losses, damages, or harm caused by a Card Transaction that is denied or reversed. 
 
2.10 Card Transaction Limitations.  We, the Issuer, or your Administrator may impose spending limits, limitations on the number or dollar amount of Card Transactions Users can make with Cards, and/or limitations on the maximum balance of a Card account at any time. Contact your Administrator with questions regarding account limitations that apply to your Card. 
 
2.11 Passwords. You are responsible for all use of, and maintaining the confidentiality of, your Password and for all activities that occur under your Password. 
 
2.12 Electronic Communications and Notices.  You agree to receive all notices and communications from us electronically. 
 
2.13 Cellular Phone Contact; Text Messages. By providing us with a telephone number for a cellular phone or other wireless device, including a number that you later convert to a cellular number, you are expressly consenting to receiving communications — including but not limited to prerecorded or artificial voice message calls, text messages, and calls made by an automatic telephone dialing system—from us and our affiliates and agents at that number. This express consent applies to each such telephone number that you provide to us now or in the future and permits such communications for non-marketing purposes. Calls and messages may incur access fees from your cellular provider. From time to time we may monitor and/or record telephone calls between you and us to assure the quality of our customer service or as required by applicable law.   
 
2.14 Collection and Use of Information. (a) We may, directly or indirectly through the services of others, collect and store information regarding use of the Software or Services and about equipment on which the Software is installed or through which it or the Services are otherwise accessed and used. (b) You agree that we may use such information for any purpose related to any use of the Software or Services by you, including but not limited to: (i) improving the performance of the Software or Services or developing updates; (ii) verifying compliance with the terms of these Terms of Use; and (iii) enforcing our rights, including all intellectual property rights in and to the Software and Services.

3. Representations and Warranties. By activating the Card or by retaining, using or authorizing the use of the Card, you represent and warrant to us that: (a) you are at least 18 years of age (or older if you reside in a state where the majority age is older); (b) you have provided us with a verifiable street address (not a P.O. Box); (c) the personal information that you provide to us, Company or Issuer in connection with the Card is true, correct and complete; (d) you received a copy of these Terms of Use and the Card Account Agreement and agree to be bound by and to comply with such terms; (e) you accept the Card; and (f) the Card will only be used for business purposes 

4. Disclaimer of Warranties by Center ID.

THE CENTER ID INFORMATION, SERVICES, SOFTWARE, DOCUMENTATION, SYSTEM AND PROGRAM ARE PROVIDED ON AN “AS IS” AND "AS AVAILABLE" BASIS, WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND, WHETHER EXPRESS, STATUTORY, IMPLIED, OR OTHERWISE, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, TITLE OR ANY WARRANTIES ARISING FROM COURSE OF DEALING, COURSE OF PERFORMANCE, OR TRADE USAGE.  


CENTER ID MAKES NO WARRANTY WITH RESPECT TO ANY THIRD-PARTY SOFTWARE, PRODUCTS OR SERVICES USED IN CONNECTION WITH THE SOFTWARE OR SYSTEM, OR THE INSTALLATION, SETUP OR CONFIGURATION OF, OR INTERFACES, OR INTEROPERABILITY WITH, ANY THIRD-PARTY SOFTWARE, PRODUCTS OR SERVICES.  
 

NEITHER CENTER ID NOR ANY PERSON ASSOCIATED WITH CENTER ID MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE SERVICES, SOFTWARE, SYSTEM OR PROGRAM. WITHOUT LIMITING THE FOREGOING, NEITHER CENTER ID NOR ANYONE ASSOCIATED WITH CENTER ID REPRESENTS OR WARRANTS THAT THE SERVICES, SOFTWARE, SYSTEM, PROGRAM OR ANY ITEMS OBTAINED THROUGH THE SERVICES WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SERVICES, SOFTWARE, SYSTEM, PROGRAM OR THE SERVER THAT MAKES ANY OF THE FOREGOING AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE SERVICES, SOFTWARE, SYSTEM, PROGRAM OR ANY ITEMS OBTAINED THROUGH THE SERVICES WILL OTHERWISE MEET OR USERS’ NEEDS OR EXPECTATIONS. 

THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW. 

 

5. Confidential Information
5.1 Center ID Information. You acknowledge that the Center ID Information contains trade secrets, confidential information and other valuable proprietary information owned by Center ID or its licensors, and that Center ID is granting you access to the Center ID Information only for purposes of your receipt of the Services in accordance with these Terms of Use.  
 
5.2 Confidentiality. You will not disclose our Confidential Information to any third party or use our Confidential Information for your own or any third party's benefit, other than its own use as necessary to access and use the Services. If you are compelled by law to disclose our Confidential Information, you will provide us with prior notice of such compelled disclosure and reasonable assistance if we wish to contest the disclosure. Nothing herein shall restrict us from collecting, using and analyzing general information and data from Users in accordance with our Privacy Policy.  
 
5.3 Feedback. You may from time to time provide suggestions, comments or other feedback (“Feedback”) to us with respect to the Services or Program. All such Feedback will be treated as Confidential Information of Center ID and Center ID will own and be free to use, implement and otherwise exploit the Feedback without restriction or obligation to you or any User. 
 
5.4 Remedies. If you disclose or use (or threaten to disclose or use) any Confidential Information of Center ID in breach of these Terms of Use, we shall have the right, in addition to any other remedies available to us, to seek injunctive relief to enjoin such acts, it being specifically acknowledged by the parties that any other available remedies may be inadequate.  


6. Intellectual Property Rights.

You acknowledge that the Software is provided under license, and not sold, to you. You do not acquire any ownership interest in the Software under these Terms of Use, or any other rights to the Software other than to use the Software in accordance with the license granted under these Terms of Use, subject to all terms, conditions, and restrictions. We and our licensors and service providers reserve and shall retain their entire right, title, and interest in and to the Software and all intellectual property rights arising out of or relating to the Software, subject to the license expressly granted to Company in the Agreement. You shall safeguard all Software (including all copies thereof) from infringement, misappropriation, theft, misuse, or unauthorized access.

7. Term; Termination.  
7.1 Term. These Terms of Use and your access to the Services will terminate immediately on the earlier to occur of:  (a) the expiration or earlier termination of the Agreement between Center ID and Company; (b) your ceasing to be authorized by Company as a User, or be authorized by Company to use the Services or Program, for any or no reason; (c) our termination of your use of or access to the Services, Card or Program, for any or no reason; or (d) Issuer’s termination or closing of the Card or Card account, for any or no reason. 
 
7.2 Termination. We may terminate these Terms of Use, or suspend or cancel Cards, at any point and for any reason including where directed by the Company or Issuer, for termination or suspension of the Card account, in connection with the termination or suspension of the Agreement, or where we determine in our sole discretion that continuing to provide Cards or Services poses an unacceptable risk to you, Company, us, Issuer, or third parties. We may suspend or terminate access to the Services or your Card account(s) if we believe you have breached or otherwise violated these Terms of Use or if required by the Issuer. We may terminate Cards immediately upon notice to you if our agreement with the Card issuing bank is terminated or suspended, or as otherwise set forth in our Agreement with Company. Sections 2, 3, 4, 5, 6, 7, 8 and 9 and any other sections of these Terms of Use giving rise to the parties’ rights or obligations will survive termination or expiration of these Terms of Use.   
 
8. Limitation of Liability
8.1 Limitation of Liability. IN NO EVENT WILL CENTER ID OR ITS AFFILIATES, OR ANY OF ITS OR THEIR RESPECTIVE LICENSORS OR SERVICE PROVIDERS, BE LIABLE TO YOU FOR ANY USE, INTERRUPTION, DELAY, OR INABILITY TO USE THE SOFTWARE OR SERVICES. YOU ARE PROVIDED THE SOFTWARE AND SERVICES PURSUANT TO THE AGREEMENT BETWEEN CENTER ID AND COMPANY, SOLELY FOR THE BENEFIT OF COMPANY AND AT COMPANY’S DISCRETION. YOU ACKNOWLEDGE THAT YOU HAVE NO RIGHTS UNDER THAT AGREEMENT INCLUDING ANY RIGHTS TO ENFORCE ANY OF ITS TERMS. ANY OBLIGATION OR LIABILITY CENTER ID OR ITS AFFILIATES, OR ANY OF ITS OR THEIR LICENSORS OR SERVICE PROVIDERS, MAY HAVE WITH RESPECT TO YOUR USE OR INABILITY TO USE THE SOFTWARE OR SERVICES SHALL BE SOLELY TO COMPANY PURSUANT TO THAT AGREEMENT AND SUBJECT TO ALL LIMITATIONS OF LIABILITY SET FORTH THEREIN. 

 8.2 Consequential Damages. UNDER NO CIRCUMSTANCES WILL CENTER ID OR ITS AFFILIATES OR LICENSORS BE LIABLE FOR ANY TYPE OF INCIDENTAL, SPECIAL, PUNITIVE, INDIRECT OR CONSEQUENTIAL DAMAGES, INCLUDING, BUT NOT LIMITED TO, LOST REVENUE, LOST PROFITS, REPLACEMENT GOODS OR SERVICES, COST OF REPLACEMENT GOODS OR SERVICES, LOSS OF TECHNOLOGY, DATA, CUSTOMER DATA, CUSTOMER INFORMATION, RIGHTS OR SERVICES OR INTERRUPTION OR LOSS OF USE OF SOFTWARE, SERVICES, INFORMATION OR EQUIPMENT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, ARISING UNDER ANY THEORY OF LIABILITY, INCLUDING WITHOUT LIMITATION CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR OTHERWISE. 

8.3 Force Majeure.  CENTER ID, ITS AFFILIATES AND LICENSORS WILL NOT BE LIABLE FOR AND WILL NOT BE RESPONSIBLE TO YOU FOR ANY DELAY, MISTAKE OR FAILURE TO PERFORM UNDER THESE TERMS OF USE IF SUCH DELAY, MISTAKE OR FAILURE RESULTS FROM FIRE, EXPLOSION, LABOR DISPUTE, EARTHQUAKE, CASUALTY OR ACCIDENT, LACK OR FAILURE OF TRANSPORTATION FACILITIES AND/OR SERVICES, LACK OR FAILURE OF ELECTRICAL UTILITIES AND/OR TELECOMMUNICATIONS FACILITIES AND/OR SERVICES INCLUDING INTERNET SERVICES, EPIDEMIC, FLOOD, DROUGHT, OR BY REASON OF WAR, REVOLUTION, RIOT, CIVIL COMMOTION, BLOCKADE OR EMBARGO, ACTS OF GOD, ACTS OF TERRORISM, ANY INABILITY TO OBTAIN ANY REQUISITE LICENSE, PERMIT OR AUTHORIZATION, OR BY REASON OF ANY LAW, PROCLAMATION, REGULATION, ORDINANCE, DEMAND OR REQUIREMENT OF ANY GOVERNMENT OR ANY OTHER CAUSE BEYOND THE REASONABLE CONTROL OF CENTER ID. 
 
9. General

 9.1 Assignment. You shall not assign or delegate your rights or obligations under these Terms of Use without our prior written consent, which consent will not be unreasonably withheld, conditioned, or delayed. No delegation or other transfer will relieve you of any of your obligations or performance under these Terms of Use. Any purported assignment, delegation or transfer in violation of this Section 9.1 is void. We may assign, pledge, or otherwise transfer these Terms of Use without providing you notice, subject to applicable law.  

9.2 Independent Contractors. The parties are and will remain independent contractors and neither party by virtue of these Terms of Use will have any right, power or authority to act or create any obligation, express or implied, on behalf of the other party. 

9.3 Notices. Any notice or communication from us to you under these Terms of Use will be provided electronically and will be deemed received on: (a) the date sent by email (with confirmation of transmission) if sent during normal business hours of the recipient, and on the next business day if sent after normal business hours of the recipient, or (b) on the date posted to the Site. Any notice or communication from you to us under these Terms of Use will be provided to us electronically at legal@centerid.com.  
 
9.4 Governing Law; Jurisdiction; Arbitration

9.4.1 Governing Law. These Terms of Use will be governed by and construed in accordance with the internal laws of the State of Washington, without regard to its conflicts of laws provisions. 

9.4.2 Claims Subject to Arbitration. Any dispute, controversy or claim arising out of or relating to the Agreement or the breach, termination or validity of the Agreement will be submitted to arbitration as prescribed herein. Any arbitration related to the Agreement will be governed by and construed in accordance with the provisions of Section 9.4.1 above. 

9.4.3 Process. You agree to mediation before a single arbitrator knowledgeable and experienced in matters of software and copyright law appointed by Judicial Arbitration and Mediation Services (JAMS) upon demand by any party to these Terms of Use. Such arbitrator will conduct the arbitration in accordance with JAMS rules and procedures, unless otherwise provided herein. The arbitration will be conducted in Bellevue, Washington. The arbitrator’s decision and award will be final and binding, and judgment upon the award rendered by the arbitrator may be entered in any court having jurisdiction thereon. Any duty to arbitrate under these Terms of Use will remain in effect and enforceable after termination of these Terms of Use for any reason. For the purposes of enforcement of any award, the parties both irrevocably consent to jurisdiction and venue in the courts of the State of Washington. 

9.4.4 Attorneys’ Fees. In the event a proceeding is brought by either party hereto alleging a default under the Terms of Use or for any claim, demand or cause of action found to have been discharged hereby, the prevailing party in such proceeding shall be entitled to recover reasonable attorneys’ fees and costs.. 
 
9.5 Waiver. The failure by a party to exercise any rights hereunder will not operate to be deemed a waiver of such party's right or any other right in the future. 
 
9.6 Severability. If any provision of these Terms of Use are held to be invalid, illegal or unenforceable by a court of competent jurisdiction, that provision will be deemed limited or omitted to the minimum extent necessary, and the balance of the Terms of Use will continue in full force and effect.  

9.7 Compliance with Laws. You agree to comply with all applicable federal, state and local laws, rules, orders and regulations. 
 
9.8 Export Regulation. Certain Services or Software may be subject to US export control laws, including the US Export Administration Act and its associated regulations. You shall not, directly or indirectly, export, re-export, or release those Services or Software to or make them accessible from any jurisdiction or country to which export, re-export, or release is prohibited by law, rule or regulation.  
 
9.9 Entire Agreement. These Terms of Use, including the terms incorporated from the Agreement and the Card Account Agreement, constitutes the entire agreement between you and Center ID with respect to the subject matter hereof and supersede all prior or contemporaneous proposals, communications and understandings, written or oral. In the event of a conflict between these Terms of Use and the Card Account Agreement, the Card Account Agreement will control. 

+ Cardholder Agreement

CenterCard Business Debit Card Account Agreement

BUSINESS DEBIT CARD ACCOUNT AGREEMENT

Last updated 8/19/19

This CenterCardTM Visa® Business Debit Card Account Agreement (“Agreement”) contains contract terms and other important information relating to the CenterCard Visa Business Debit Card (“Card”). The terms provided in this Agreement will govern the operations of the Card Account (defined below) unless varied or supplemented in writing. You should read this Agreement carefully and save for future reference. The Card has been issued to the Cardholder at the request of your employer or contractor (the “Company”). The Company shall be responsible for notifying Cardholder of the relevant terms applicable to their Card use and for ensuring that each Cardholder complies with the terms and conditions set forth in this Agreement.  By signing or using your Card, this Agreement automatically becomes effective, and you agree to all the terms outlined below.

Definitions.

“ATM” means Automated Teller Machine.

“Authorized User” means the authorized representative of the Company designated by the Administrator in writing to receive a Card.

“Bank”, “Issuer”, “we”“ours”, and “us” refer to Central Bank of Kansas City, the issuer of your Card. The Bank is chartered under the laws of the State of Missouri and is a Member of the Federal Deposit Insurance Corporation.

“Business Day” means Monday through Friday, excluding Federal holidays, even if we are open for business. Any references to “days” found in this Agreement are calendar days unless otherwise indicated.

“Card Account” means the custodial sub-account we maintain on Company’s behalf to account for the transactions made with your Card or Card Number.

“Card Administrator” or “Administrator” is the individual authorized in writing by the Company to serve as the primary Cardholder of the Card who shall have the authority to obtain information about the Card Account, authorize others to obtain information about the Card Account, add and remove Authorized Users, and take certain administrative actions with respect to the Card Account.

“Cardholder” refers to any person authorized to hold or use the Card, including Card Administrators and Authorized Users.

“Card Network” means Visa®, the card network for your Card.

“Card Number” is the 16-digit number embossed or printed on your Card.

“Company” refers to the owner of the Master Funding Account used to fund and pay for all transactions made with Cards issued to the Company’s Cardholders.

“Master Funding Account” refers to the Business Card Account owned and funded by the Company which is used to fund the business Cards issued to the Company’s Cardholders.

“Mobile App” means the mobile application provided by CenterCard Visa Business Debit Card in the Apple App Store1 and Google Play Store2 where certain information regarding your Card is available. Standard rates for data and text messaging may apply from your cellular service provider for use of the mobile application.

“PIN” means Personal Identification Number, which is a four-digit code that may be used to make purchase transactions instead of signing for a transaction.

“Website” means the internet page listed below where certain information regarding your Card with us is maintained.

“You” and “your” means the person who has received a Card and is authorized by the Company and Bank to use the Card as provided for in this Agreement.

Unless it would be inconsistent to do so, all words and phrases used in this Agreement should be construed so that the singular includes the plural and the plural includes the singular.

How to Contact Us. For Customer Service or additional information regarding your Card, including the terms, conditions, and fees that apply to the Card, please contact us:

By phone at: 1-870-455-8522 (Toll Free within the USA)  

By mailing us at: CenterCard, PO Box 124, Dell Rapids, SD 57022

By emailing us at: support@centerid.com

By visiting our Website: https://centercard.com

By logging into the Mobile App: CenterCard and tapping the Settings icon, then Help/Support.

There is no cost for contacting Customer Service.  When you call Customer Service, you may be asked to provide certain personal information so we can verify your identity. 

IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT. To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions and their third-party service providers to obtain, verify, and record information that identifies each entity or person who opens a Card Account. What this means for you: when a Card Account is opened on behalf of your Company, you will be asked to provide copies of organizational and identification documents relating to the Company that will allow us to identify the Company.  We will also ask for the names, street addresses, dates of birth, and other information that will allow us to identify the Company’s principal owners and authorized signers. We may also ask for a current copy of each principal owner’s and authorized signer’s driver's license or other valid documentation as proof of identification.

By participating in the Card program, you warrant and represent that all information provided by you is accurate. If you falsify, misrepresent, or fail to provide requested information, we may cancel your Card Account. In addition, funds tied to suspected illicit or illegal activity may be subject to both internal and potentially Federal investigation.  We reserve the right to restrict or delay your access to any such funds.

About the Card.  The Bank provides use of the Card pursuant to a separate agreement with the Company. The Company has authorized the issuance of the Card to you related to Company-authorized expenses you incur using the Card. The Card is a prepaid debit card. The Card accesses Company funds. The Cardholder cannot load or access personal funds with the Card. The Cardholder agrees that the Card shall be used solely for the purposes authorized by the Company.  The Company represents and warrants, on behalf of itself, the Administrator, and all Authorized Users that Cards will only be used for business purposes. Cards may NOT be used for personal, family, or household purposes. The Cardholder acknowledges and understands that the Card will not be treated as a consumer card under the provisions of state and federal law. The Bank will assume that all transactions will be for business purposes and will not monitor transactions to determine the purpose of the transaction.

The Card is not a credit card. The Card is not a payroll expense card and may not be used for payroll expenses under any circumstances. The Card is not a gift card, nor is it intended to be used for gifting purposes. The Card is not a checking or savings account.  You will not receive any interest on your funds in your Card Account. There is no credit line associated with your Card.  The funds in the Master Funding Account will be FDIC-insured once we have completed all required identity verifications on the Company as set forth above. The Card is and will at all times remain the property of the Bank and must be surrendered upon demand. The Card is nontransferable, may not be resold, and may be canceled, repossessed, or revoked at any time without prior notice subject to applicable law. The Company shall instruct Cardholders that they may not use the Card Account or the Cards for any illegal transactions, at casinos, for any gambling activity, or for dating/escort sites.

Fees.  All fee amounts will be withdrawn from your Card Account, except where prohibited by law. The fees that apply to your use of the Card are listed below and incorporated herein. Fees incurred pursuant to the terms of this Agreement will be deducted from your Card Account balance, unless prohibited by law.

Issuance and Activation of Cards. Upon opening of the Company’s Account, we will verify the Company’s identification, including the identity of its principal owners and authorized signers.  Once the identity of Company and each applicable owner and authorized signer has been verified, the Bank will issue a personalized Card in the name of the Administrator. The Bank may also issue additional Cards in the names of Authorized Users designated by the Administrator in writing to be authorized representatives of Company. The issuance of additional Cards shall be at the Bank’s sole discretion. The Bank may limit the number of Cards issued per Card Account. A Card cannot be used until it has been activated by the Cardholder.  You agree to sign the back of each Card immediately upon receipt. The Company acknowledges that the Bank is providing such service to the Company as an accommodation only; and, except as otherwise provided by law, the Bank is not responsible in any way for the manner in which the Cards are utilized. The Company also agrees to immediately notify the Bank when a Cardholder's rights are terminated and to promptly return the Card to us.

Card Account Access. A Cardholder may access the funds in the Card Account by using your Card or Card Number. Subject to the limitations set forth in this Agreement, Cardholders may use the Card or Card Number, as applicable, to (1) purchase goods or services wherever the Card is accepted and (2) withdraw cash from your Card Account wherever the Card Network’s brandmarks are displayed (as described in the Section below entitled “Using Your Card to Get Cash”), as long as you do not exceed the value available in your Card Account.  There may be fees associated with some of these transactions. For fee information, see the Fee section listed above.

Limitations on Frequency and Dollar Amounts of Transactions.  We impose certain limitations on the number or dollar amount of transactions you can make with your Card.  We will determine any maximum value by aggregating the activity and value of all Card Accounts that the Company may have with us. For security reasons, we may further limit the number or dollar amount of transactions a Cardholder can make with the Card.

cardholder agreement table

Adding Funds (“Loading”) to Your Card Account.  Adding funds is referred to as “Loading”. Only the Company or Administrator may load or deposit money to the Master Funding Account.  The Company then determines the amount of these funds to be allocated for use with your Card. Authorized Users may not load personal funds to the Card or the Master Funding Account.

NO OTHER VALUE LOAD TYPES ARE ALLOWED FOR THIS BUSINESS CARD, INCLUDING CASH LOADS OF PERSONAL FUNDS, LOADS THROUGH RETAIL LOAD NETWORKS, ACH TRANSFERS, OR DIRECT DEPOSIT. 

PIN Security Measures.  You will create a PIN when you activate your Card. Only one (1) PIN will be issued for each Card Account.  Your PIN can be used to obtain cash (see section labeled “Using Your Card to Get Cash”) or to make purchases everywhere your Card is accepted.  You should not write or keep your PIN with your Card. Never share your PIN with anyone.  When entering your PIN, be sure it cannot be observed by others and do not enter your PIN into any terminal that appears to be modified or suspicious.  If you believe that anyone has gained unauthorized access to your PIN, you should advise us immediately by following the procedures described below in the section entitled “Your Responsibility and Liability for Unauthorized Transfers”. Some merchants may require Cardholders to make purchases using a PIN rather than their signature. 

The Company acknowledges that use of a PIN by its Cardholders provides the Company a commercially reasonable degree of protection in light of their particular needs and circumstances. The Company represents that each PIN shall be afforded the highest level of security by the Company, Administrators, and Authorized Users and shall be known only to those persons who are on a "need to know" basis. The Bank assumes no duty to discover any breach of security by the Company, Administrators, or Authorized Users, or the unauthorized disclosures or use of a PIN. The Company agrees that the dollar and/or frequency limits assigned to each Cardholder will also act as a security procedure.

Using Your Card to Get Cash.  You are not able to use your Card to obtain cash.

Transactions Made Outside of the United States.   If you obtain funds or make a purchase in a currency other than the currency in which your Card Account was issued, the amount deducted from your funds will be converted by the Card Network into an amount in the currency of your Card. The exchange rate between the transaction currency and the billing currency used for processing international transactions is a rate selected by the Card Network from the range of rates available in wholesale currency markets for the applicable central processing date, which may vary from the rate the Card Network itself receives or the government-mandated rate in effect for the applicable central processing date. The Card Network (independently of us) may assess a fee for currency conversion based upon the amount of the transaction in the currency of your Card Account and will retain this amount as compensation for its services. The conversion rate may be different from the rate in effect on the date of your transaction and the date it is posted to your account.

If you obtain your funds or make a purchase in a currency other than the currency in which your Card Account was issued, you will be assessed a Foreign Transaction Fee of the transaction amount, by the Issuer. For fee information, see the Fee section listed above. Transactions made outside of the 50 United States and the District of Columbia are also subject to this conversion fee even if they are completed in U.S. currency. For security reasons, the Issuer may limit or deny use of your Card in certain foreign countries.

Some foreign merchants may allow you to complete your transaction in U.S. Dollars rather than the applicable foreign currency.  Oftentimes, the merchant will assess a fee for such a service. You should inquire with the merchant before conducting the transaction, as we do not control the amount of such fee.

Account Requirement, Payment Responsibility. The services described in the Agreement will be available to you as long as Card Account use is handled in a satisfactory manner. The Company is responsible for all transactions conducted by their authorized Cardholders made in connection with all Cards and Card Accounts except as otherwise set forth in this Agreement.

Negative Balances.  Each time a Cardholder initiates a Card transaction, you authorize us to reduce the funds available in your Card Account by the amount of the transaction and all applicable fees. Cardholders are not allowed to exceed the available amount in your Card Account through an individual transaction or a series of transactions (creating a “Negative Balance”).  Nevertheless, if any transactions cause the Balance in the Card Account to go negative, including any purchase transactions where the retailer or merchant does not request authorization, the Company shall remain fully liable to us for the amount of any negative balance and any corresponding transaction fees.  The Company may also be liable for any related Insufficient Funds/NSF Fee(s) as set forth in the Fees section of this Agreement. We reserve the right to bill the Company for any Negative Balance or to recoup such Negative Balance from any other Card we have issued to the Company, Administrators, or Authorized Users. The Company agrees to pay us promptly for the Negative Balance and any related fees. We also reserve the right to cancel a Card should a Cardholder create one or more Negative Balances with their Card.

Split Transactions. If you do not have enough value remaining in your Card Account, a Cardholder can instruct the merchant to charge a part of the purchase to the Card and pay the remaining amount with cash or another Card. These are called “split transactions.” Some merchants do not allow Cardholders to conduct split transactions. Some merchants will only allow Cardholders to do a split transaction if the Cardholder pays the remaining amount in cash.

Authorization Holds.  You do not have the right to stop payment on any purchase transaction originated by use of a Card. When a Cardholder uses their Card to pay for goods or services, certain merchants may ask us to authorize the transaction in advance and the merchant may estimate its final value. When a Card is used to obtain cash at an ATM, we will authorize the transaction in advance (including all applicable fees). When we authorize a purchase transaction, we commit to make the requested funds available when the transaction finally settles and will place a temporary hold on the Card Account’s funds for the amount indicated by the merchant.

If a merchant preauthorizes a transaction from your Card Account and then you do not make the purchase or payment of the item as planned, the preauthorization may result in a hold on your available funds in the Card Account for the preauthorized amount for up to thirty (30) days or more.  This timeline is determined by the card network and/or the merchant. When you use your Card to pay for goods or services, such as at a restaurant, a hotel or rental car purchases, certain merchants may preauthorize the transaction for the purchase amount plus an additional amount (to ensure there are sufficient funds available to cover tips or incidental expenses incurred). Any preauthorized amount will place a hold on your Card’s funds for the amount indicated by the merchant until the merchant sends us the final amount of your purchase.  You will not be able to use the money on your Card that is pending until the transaction settles.  Once the final payment amount is received, the preauthorization amount on hold will be removed.  We will only charge your Card for the amount of the final transaction and will release any remaining amount when the transaction finally settles.  If there are any funds on hold for any transaction, we cannot reverse the hold and give you back your money until the transaction settles. If you use your Card at an automated fuel dispenser (“pay at the pump”), the merchant may preauthorize the transaction amount (place a hold) on your Card Account of up to $75.00 or more.  This may cause your Card to be declined, even though you have sufficient funds available on your Card to pay for the transaction. We recommend you pay for your purchase inside with the cashier.

Transactions Using A Card Number.  If a Cardholder initiates a transaction without presenting a Card (such as for a mail order, Internet or telephone purchase), the legal effect will be the same as if the Card itself was used.

Receipts.  You should get a receipt at the time you make a transaction using your Card. You agree to retain, verify, and reconcile your transactions and receipts. 

Returns and Refunds.  If you are entitled to a refund for any reason for goods or services obtained with a Card, you agree to accept credits to your Card Account for such refunds and agree to the refund policy of that merchant. There may be a delay of up to five (5) days or more from the date the refund transaction occurs until the date the refund amount is credited to your Card Account. You are not entitled to a check refund unless your Card has been closed.

Obtaining Balance and Historical Transaction Information.  You are responsible for keeping track of and reconciling the amount of funds available in your Card Account. Each Cardholder may obtain information about the amount of funds you have remaining in your Card Account by calling the number on the Card during business hours or logging in to the Mobile App.  Balance and transaction information is also available to the Administrator via the CenterCard Administrator portal. Administrators may also request a written history of account transactions by telephone or writing us (see the section above entitled “How to Contact Us.”).  There may be a fee for obtaining a written history (see Fees section listed above).

Confidentiality.  We may disclose information to third parties about your Card or the transactions you make: (i) where it is necessary for completing a transactions; (ii) in order to verify the existence and condition of the Card for a third party, such as a merchant; (iii) in order to comply with government agency, court order, or other legal reporting requirements; (iv) if you consent by giving us your written permission; (v) to our employees, auditors, affiliates, service providers, or attorneys as needed; and/or (vi) as otherwise necessary to fulfill our obligations under this Agreement. 

Limitations on Our Liability. We will not be liable if:

  • You do not have enough money in your Card Account to make a transaction.
  • An ATM does not have sufficient cash.
  • A terminal or system is not working properly.
  • Circumstances beyond our control prevent the transaction.
  • A merchant refuses to accept the Card.
  • An ATM rejects the Card.

There may be other limitations on our liability. In no event shall we be liable to you for any indirect, consequential, exemplary or special damages (whether in contract, tort or otherwise), even if you have advised us of the possibility of such damages. 

NEITHER WE NOR OUR SERVICE PROVIDER, CENTER ID, WILL BE LIABLE TO THE CARDHOLDER, THE ADMINISTRATOR, OR THE COMPANY FOR: DELAYS OR MISTAKES RESULTING FROM ANY CIRCUMSTANCES BEYOND OUR CONTROL, INCLUDING, WITHOUT LIMITATION, ACTS OF GOVERNMENTAL AUTHORITIES, NATIONAL EMERGENCIES, INSURRECTION, WAR, OR RIOTS; THE FAILURE OF MERCHANTS TO HONOR THE CARD OR A CARD NUMBER; THE FAILURE OF MERCHANTS TO PERFORM OR PROVIDE SERVICES; COMMUNICATION SYSTEM FAILURES; OR FAILURES OR MALFUNCTIONS ATTRIBUTABLE TO YOUR EQUIPMENT, ANY INTERNET SERVICE, OR ANY PAYMENT SYSTEM. IN THE EVENT THAT WE ARE HELD LIABLE TO YOU, THE ADMINISTRATOR, OR THE COMPANY THEN YOU, THE ADMINISTRATOR, OR THE COMPANY, AS THE CASE MAY BE, WILL ONLY BE ENTITLED TO RECOVER ACTUAL DAMAGES. IN NO EVENT SHALL YOU, THE ADMINISTRATOR, OR THE COMPANY BE ENTITLED TO RECOVER ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY OR SPECIAL DAMAGES (WHETHER IN CONTRACT, TORT OR OTHERWISE), EVEN IF YOU, THE ADMINISTRATOR, OR THE COMPANY HAVE ADVISED US OF THE POSSIBILITY OF SUCH DAMAGES. THIS PROVISION SHALL NOT BE EFFECTIVE TO THE EXTENT OTHERWISE REQUIRED BY LAW. TO THE EXTENT PERMITTED BY LAW, YOU AGREE THAT YOUR RECOVERY AND THE RECOVERY OF THE MASTER CARDHOLDER OR THE COMPANY FOR ANY ALLEGED NEGLIGENCE OR MISCONDUCT BY US OR CENTER ID SHALL BE LIMITED TO THE TOTAL AMOUNT LOADED ON THE CARD.

Additional Risk Associated with Use of Business Purpose Cards. The Company agrees that by allowing anyone to use a business purpose Card associated with the Company’s Card Account, it will be responsible for all authorized and unauthorized transactions made through the use of those Cards. The Company and Cardholders will not have the benefit of any consumer law limiting liability with respect to the unauthorized use of the Cards. This means Cardholder liability for the unauthorized use of your Card could be greater than the liability in a consumer debit card transaction. Both the Company and Cardholder accept and agree to undertake the additional risk and greater measure of liability associated with the use of a business purpose Card as described in the Agreement.

Merchant Refusal. The Bank cannot be held responsible for a merchant’s refusal to honor the Card. The Bank also reserves the right to restrict any transaction or class of transactions.

Company Liability for Unauthorized Transfers. If a Card or PIN has been lost or stolen, or if you suspect that it is being used without your permission, the Cardholder must call the number on the back of the Card or notify us in writing (see the section above entitled “How to Contact Us.”).  The Company is liable for all transactions made with the Card and Card Number, and all related fees incurred before we are notified. The Company must notify the Bank in writing to revoke permission for any Cardholder it previously authorized to use a Company Business Card. Until we have received the Company’s notice of such a revocation and have had a reasonable time to act on it, the Company is responsible for all transactions and fees incurred by that authorized Cardholder.

The Company is further liable for Card transactions neither the Company nor your Cardholders authorized if the Bank can prove that we processed the transaction in compliance with commercially reasonable security procedures, unless otherwise required by law. If any Cards and/or PINs are lost, stolen, or used without permission, both the Company and Cardholder agree to notify us immediately.  You must have the Card Number for us to assist you. Telephoning is the best way of keeping possible losses down. This verbal notification must then be promptly confirmed by a written notice to the Bank. You may also notify us via the Mobile App. Company liability for transactions with the Card and/or PIN will continue until we receive such written notice and all authorized/approved transactions have posted.

Error Resolution. You agree to use ordinary care in examining your receipts and your transaction history available through our website and to report any errors or problems to us within a reasonable time. The Company and Cardholder agree that the time to examine the online transaction history and report to us will depend on the circumstances, but will not, in any circumstance, exceed a total of 60 days from when the online transaction history containing the error or problem was first made available to you. If you do not report the error or problem within 60 days, we will be entitled to treat such information as correct and you will be precluded from asserting otherwise. We will only re-credit the Card Account for errors or problems as required by law. Call or write us immediately with errors or questions about electronic transfers at the telephone number or address listed in the “How To Contact Us” section of this Agreement. If we are notified orally, we may require the complaint or question to be submitted in writing within 14 Days. If we are provided with timely notice of an error or problem in the online account history, we will investigate the matter and notify the Company of the results as soon as reasonably possible under the circumstances. The Company may ask for copies of the documents that we used in our investigation. You also agree to cooperate completely with us in attempts to recover funds from unauthorized users and to assist in their prosecution. We may issue replacement Card(s) or PIN(s), but only after we have been provided such proof and security or indemnification as we may require. In addition, the Company and Cardholder acknowledge that we may have to deactivate the Card and/or associated Card Account to prevent future losses.

Disclaimer of Warranties.  EXCEPT AS EXPRESSLY OTHERWISE PROVIDED IN THIS AGREEMENT, WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND TO YOU, AND HEREBY EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, REGARDING THE CARD OR RELATING TO OR ARISING OUT OF THIS AGREEMENT, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OR MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

No Warranty Regarding Goods and Services.  We are not responsible for the quality, safety, legality, or any other aspect of any goods or services Cardholders purchase with the Cards.

Card Cancellation and Suspension; Limits.  We reserve the right, in our sole discretion, to limit use of the Card(s), including limiting or prohibiting specific types of transactions. We may refuse to issue a Card, revoke Card privileges or cancel a Card with or without cause or notice, other than as required by applicable law. If the Company would like to cancel the use of a Card, the Company may do so by calling the number on the back of the Card or notifying us via the Mobile App. The Cardholder agrees not to use or allow others to use an expired, revoked, cancelled, suspended, or otherwise invalid Card. Our cancellation of Card privileges will not otherwise affect the Company’s and/or Cardholder’s rights and obligations under this Agreement. If we cancel or suspend Card privileges through no fault of the Company, the Company will be entitled to a refund as provided below in the Section entitled “Amendment and Cancellation.” Not all services described in this Agreement are available to all persons or at all locations. We reserve the right to limit, at our sole discretion, the provision of any such services to any person or in any location. Any offer of a service in this Agreement shall be deemed void where prohibited. We can waive or delay enforcement of any of its rights under this Agreement without losing them.

Default. We may consider the Card to be in default at any time if the Company or Cardholder breaches any promise or obligation under this Agreement. Subject to applicable law, we may also consider the Card to be in default at any time if any statement made by the Company or Cardholder to us in connection with the Card or any other account you have with us or our affiliates was false or misleading; if the Company or Cardholder breaches any promise or obligation under any other agreement that either may have with us or with any of our affiliates; if we receive information indicating that the Company is bankrupt, intend to file bankruptcy, or is unable to pay its debts as they become due.

Amendment and Cancellation.  We may amend or change the terms of this Agreement at any time without notice to you except as required by law. We may cancel or suspend the Card, Card Account or this Agreement at any time. Your Administrator also may cancel this Agreement by returning the Card(s) to us or by calling customer service at the number on the back of the Card. If your Card Account is cancelled by your Administrator or us when the Card has a balance, we will refund the balance on the card into the Company’s Master Funding Account. The Company’s termination of this Agreement will not affect any of our rights or the Company’s obligations arising under this Agreement prior to termination.

Return of Cards. All Cards shall be deemed cancelled effective upon termination of this Agreement. The Company shall remain liable for all charges incurred or arising by virtue of the use of a Card prior to the termination date.

Communications.  We may contact you from time to time regarding your Card Account.  We may contact you in any manner we choose unless the law says that we cannot.  Our contacts with you about your Card Account are not unsolicited and might result from information we obtain from you or others. 

Recording and Monitoring.  From time to time, in accordance with applicable law, we may monitor and/or record telephone calls between you and us or our vendors and third party service providers to assure the quality of our customer service. 

Collection of Costs. If the Bank hires an attorney to assist in collecting any amount due hereunder, or to enforce any right or remedy hereunder, the Company agrees to pay the Bank's reasonable attorney's fees and expenses, and any other fees as permitted by law.

Notices. Any notices mailed to you under this Agreement will be mailed to the address we have for you in our records. You will keep us notified of your current contact information and to notify us in writing of any changes to any Company or individual information provided to us within 30 days of this information changing. (See the section above entitled “How to Contact Us.”). 

Other Terms.  Your Card, Card Account, and your obligations under this Agreement may not be assigned. We may transfer our rights under this Agreement. Use of the Card is subject to all applicable rules and customs of any clearinghouse or other network or association involved in transactions. We do not waive our rights by delaying or failing to exercise them at any time. If any provision of this Agreement shall be determined to be invalid or unenforceable under any rule, law, or regulation of any governmental agency, whether local, state, or federal, the validity or enforceability of any other provision of this Agreement shall not be affected. This Agreement will be governed by the laws of the State of Missouri except to the extent governed by federal law.

Arbitration Provision.  Arbitration and Waiver of Jury Trial.  The Company and Bank agree that the transactions contemplated in this Agreement involve “commerce” under the Federal Arbitration Act, 9 U.S.C. §§1-16, as it may be amended (“FAA”).  EVERY CONTROVERSY OR CLAIM BETWEEN COMPANY AND ANY INDEMNIFIED PARTY ARISING OUT OF, OR IS IN ANY WAY RELATED TO OR RESULTING FROM, THIS AGREEMENT, WHETHER BASED IN CONTRACT, TORT OR ANY OTHER LEGAL THEORY, INCLUDING CLAIMS OF FRAUD, SUPPRESSION, MISREPRESENTATION AND FRAUD IN THE INDUCEMENT, WILL BE RESOLVED BY BINDING ARBITRATION UNDER THE FAA.  The arbitration will be administered by the American Arbitration Association (“AAA”) under its Commercial Arbitration Rules (the “Arbitration Rules”).  IF A CLAIM IS SUBMITTED TO ARBITRATION, (A) COMPANY WILL NOT HAVE THE RIGHT TO GO TO COURT OR TO HAVE A JURY TRIAL; (B) COMPANY WILL NOT HAVE THE RIGHT TO ENGAGE IN PRE-ARBITRATION DISCOVERY EXCEPT AS PROVIDED IN THE ARBITRATION RULES; (C) COMPANY WILL NOT HAVE THE RIGHT TO HAVE ANY CLAIM ARBITRATED AS A CLASS ACTION UNDER THE ARBITRATION RULES OR UNDER ANY OTHER RULES, WHETHER OF CIVIL PROCEDURE OR OTHERWISE; AND (D) THE ARBITRATOR’S DECISION WILL BE FINAL AND BINDING WITH LIMITED RIGHTS TO APPEAL.  This agreement to arbitrate disputes will survive the closing of Company’s Card Account and the termination this Agreement.

English Language Controls.  Any translation of this Agreement is provided for your convenience. The meanings of terms, conditions and representations herein are subject to definitions and interpretations in the English language. Any translation provided may not accurately represent the information in the original English.

Assignment. The Company and Cardholder may not assign or transfer the Card or the Agreement, or any of the rights or obligations under this Agreement. We may assign this Agreement or any of our rights hereunder, or delegate our responsibilities hereunder, to any third party or parties at our sole discretion and without notice to you subject to applicable law.

Entire Agreement.  This Agreement sets forth the entire understanding and agreement between you and us, whether written or oral, with respect to its subject matter and supersedes any prior or contemporaneous understandings or agreements with respect to their subject matter. If any of the terms of this Agreement are invalid, or declared invalid by order of court, change in applicable law, or regulatory authority, the remaining terms of this Agreement shall not be affected, and this Agreement shall be interpreted as if the invalid terms had not been included in this Agreement.

This Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to license by Visa U.S.A., Inc.

 

1Apple® and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.

2Google PlayTM and the Google Play logo are trademarks of Google Inc.

Copyright Central Bank of Kansas City 2019. This Agreement is effective as of 4/30/2019.

CS518CBKC

Privacy Policy

Document effective June 8, 2017

Last updated 8/19/19

This privacy policy summarizes the various ways that CenterCard , or other applicable affiliated and related companies (“Center ID,” “we” or “us”) use the information you provide to us or we gather from you during application, approval, onboarding, or while you access or use our web application, our mobile applications or payment card and services. We may change this Privacy Policy from time to time. If we make changes, we will notify you by revising the date at the top of this policy, and in some cases, we may provide you with additional notice (such as by adding a statement to the homepages of our website or mobile application or by sending you an email notification). We encourage you to review the Privacy Policy whenever you interact with us to stay informed about our information practices and the ways you can help protect your privacy.

COLLECTION OF INFORMATION

Categories of Non-Public Personal Information

Information You Provide to Us

We collect nonpublic personal information you provide to us when you apply for a CenterCard account or when you communicate with us about your CenterCard account. The types of information we may collect include your company name, tax ID, full physical address, nature of business, phone number, website, corporate formation date, state and city of incorporation, date operation began or number of years in business, bank account information, and email address. In addition, information we may collect from the authorized person requesting this account include full legal name, date of birth, social security number or tax ID number, full legal address. We may also collect full legal names for each employee/cardholder and any other information you choose to provide.

Information About Your Transactions With Us

As you or your employees use the CenterCard account to perform financial transactions, we collect nonpublic personal information in connection with each transaction, including transaction time, dollar amount, spend category, location, and merchant details. We may also collect memos or other information that you attach to your transactions.

Information From Other Sources

When you create a CenterCard account, we may collect information, including nonpublic personal information, about you from nonaffiliated third party service providers in order to verify your identity and for fraud prevention, including your prior addresses and names, and may confirm incorporation information with state agencies.

Other Information We Collect

In the course of use, we may also collect information on customer provided budget information as well as changes in that budget or individual budgets. We may also use GPS (global positioning systems) in use by your phone to locate you so we may verify your location for fraud reduction purposes.

USE OF PERSONAL INFORMATION WE COLLECT

We use personal information collected for purposes described in this Policy or disclosed to you on our Sites or in connection with our services. For example, we may use your information to:

  • operate and improve our sites and services;
  • reduce incidents of fraud or for fraud scoring
  • generate recommendations based on your budget or estimated cash flow
  • respond to your comments and questions and provide customer service;
  • communicate with you about the performance of our product or need to replace your CenterCard.
  • internal research, analytic or internal marketing purposes
  • in response to a subpoena or other legal process by a governmental entity or third party if otherwise required by law
  • improving and building features and services you or other users might want

SECURITY OF YOUR PERSONAL INFORMATION

We have designed policies and procedures to protect both your confidentiality and the security of your information, including your nonpublic personal information. We store and process your personal information using third party servers located in secure data centers in the United States. These centers are protected by physical, electronic, and procedural safeguards in compliance with applicable federal and state regulations. Additionally, CenterCard uses firewalls and data encryption. We also enforce tight restrictions on physical access to our office and files and limit digital access to sensitive data in order to ensure that only those employees who require the access to fulfill their job responsibilities actually have it. Despite Cent er’s efforts to keep your information secure, we cannot guarantee the security of your information. As a result, we strongly encourage you to take action to protect your personal data and any device you use to access the CenterCard and our cloud and mobile applications. In the unlikely event that we come to learn that either our system or your account specifically has suffered a security breach, we may attempt to notify you electronically so that you can take appropriate protective steps, by email, text message, phone call, a notice on the CenterCard website, or any other way, depending on the requirements of applicable law.

ENFORCEMENT

If you have any questions about this Policy or to file any complaint regarding this Policy, please contact us at the following address:

Compliance Officer
CenterCard
P.O. Box 3387
Bellevue, WA 98009

USA PATRIOT Act

Last updated 8/19/19

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each business who opens an account and the personal information of its owners and/or authorized representatives. In opening a CenterCard account this means that in addition to information about the business entity, we will also ask for identifying information about the business owner and any other individuals associated with the account. Such information will include the name, address, date of birth, social security number, tax status and other information that will allow appropriate identification to be made. We may also ask to see copies of driver’s licenses or other identifying material as part of the verification process.

Employee Cards may only be created for individuals of whom the business entity has validated the identity, using commercially acceptable screening methods such as employment screening and background checks and from whom business entity has acceptable documentation on file for the validation of the employee cardholder’s identity. Center Card reserves the right to request information and/or documentation to validate any employee cardholder’s identity if necessary and to close any employee cardholder’s Card if the cardholder’s identity cannot be validated and/or if issuing a Card to any individual may be a violation of the USA PATRIOT Act or any other applicable law.